Digital Banking

It’s an exciting time to be in finance, and more so at Kotak. The explosion of digital media has changed the way customers live and bank. We’re not just adapting to this change, but anticipating it and staying one step ahead. It all begins with our people, and with a work culture designed for new age banking.

Ways to Bank

Ways to bank

Ways to Bank

Explore, engage & share Kotak Digital experience.

“We are in the midst of digital revolution, where all aspects of our lives are getting transformed using digital enablers. At Kotak Mahindra Bank, it is our endeavor to offer all our customers a frictionless & delightful banking experience. It gives us great pleasure to present you our all new and advanced Kotak website. The website is built around you, giving you a wide selection of products, services & solutions that best meets your life stages, business or life goals. It has been our effort to provide enriching content & relevant tools with deep personalization to give you a unique experience and ease of transactions, with a new contemporary design."

Deepak M Sharma
Chief Digital Officer

Ways to Bank

Ways to Bank

INSTA SERVICES

Insta Services

Insta Services

Insta Services

Insta Services

Insta Services

Fintech Collaboration

If you are a tech company with innovative solutions that can help digitalise the
economy, increase productivity and boost businesses, we would like to connect.

Kotak Payment Gateway

Enables you to make online purchases across various shopping sites

Bharat QR Solution

Bharat QR is portable mode of accepting payments cutting down need for space. The transactions are processed through an app, requiring no installation

Point of Sale (POS) Machine

Let your customers spend less time at checkout lines without worrying about carrying cash or change.

Get your 811 digital bank account instantly and enjoy up to 6%* interest p.a.

Avail special Fixed Deposit Rates @ 6.50 p.a.*

Enjoy 24 free PVR movie tickets, annually

Avail any Kotak Loan and get discount vouchers worth INR 55,000 + Mega Prizes

Leave the stress of your medical expenses to us

Discover opportunities in places where you least expect

Get your 811 savings account instantly and enjoy up to 6%* interest p.a

Choose from a wide range of convenient payment options from Kotak Credit Cards, to make things easy for you.

UPI based, bank agnostic payment app

Explore the faster way to pay with payWave card

Easiest way to send money across the world

Transact even when you are not connected to internet

Mobile Banking

811 - A revolutionary Digital Savings Account with Zero minimum balance is now just a click away.

Net Banking

Chat with Keya

WhatsApp Banking

Explore, engage & share Kotak Digital experience.

BHIM UPI

USSD

SMS Banking

Google Assistant

KayMall

Insta Balance

Retail- Asset Reconstuction

Immediate Payments

Kotak Payment Gateway

DigiLocker

Insta Check Services

Money Transfer

Cardless Cash Withdrawal (IMT)

Fintech Collaboration

Kotak Payment Gateway

Bharat QR Solution

Point of Sale (POS) Machine

Chat with Keya

Call us

Write to us

Locate us

Chat with Keya

Call us

Write to us

Locate us

About us

Investor Relations

Customer Service

Aadhaar Services

Calculators & Tools

Rates & fees

Digital Banking

Self Help

Erstwhile ING Vysya

Others

Kotak Group Companies