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  1. Home
  2. Digital Banking

Digital Banking

Skip the hassle of long queues at the bank
and switch to the smart way of banking from anywhere, anytime!
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  • Ways to Bank
  • Insta Services
  • Business & Fintech

It’s an exciting time to be in finance, and more so at Kotak. The explosion of digital media has changed the way customers live and bank. We’re not just adapting to this change, but anticipating it and staying one step ahead. It all begins with our people, and with a work culture designed for new age banking.

 

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Ways to Bank

Mobile Banking

Now, you can experience the benefits of online banking anywhere and anytime, without the need for a computer.

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811 - A revolutionary Digital Savings Account with Zero minimum balance is now just a click away.

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Ways to Bank

Net Banking

Net Banking is a convenient way to bank from the comfort of your home or office -  a one stop solution for all of your banking needs.

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Ways to bank

Chat with Keya

Your very own virtual assistant! Keya is smart, is quick and available to answer your banking queries round the clock.

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Ways to Bank

WhatsApp Banking

Enquire about key banking services by writing hello to us on Whatsapp.

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Explore, engage & share Kotak Digital experience.

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“We are in the midst of digital revolution, where all aspects of our lives are getting transformed using digital enablers. At Kotak Mahindra Bank, it is our endeavor to offer all our customers  a frictionless & delightful banking experience. It gives us great pleasure to present you our all new and advanced Kotak website. The website is built around you, giving you a wide selection of  products, services & solutions that best meets your life stages, business or life goals. It has been our  effort to provide enriching content & relevant tools with deep personalization to give you a unique experience and ease of transactions, with a new contemporary design."

Deepak M Sharma
Chief Digital Officer
BHIM-Kotakpay

Ways to Bank

BHIM Kotakpay

Send or receive money instantly and securely using your Virtual Payment Address. 

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USSD

Ways to Bank

USSD

Real-time or instant session-based messaging service. The service allows every banking customer to access services with a single number across all banks.

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Ways to Bank

SMS Banking

Keep track of your bank account and credit card. It triggers SMS to complete the transactions and even works when you are not connected to the internet.

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Ways to Bank

Google Assistant

Interact with Keya on Google Assistant to know more about Kotak’s products and services

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Insta Services

Send Money Abroad

Choose the easiest way to send money across the world to your loved ones.

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Insta Services

Insta Balance

Call from your registered mobile number and receive an SMS with your account balance.

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Insta Services

Personal Finance Manager

A 360 degree view of your personal finance in an automated way and lets you monitor and manage your finances 

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Insta Services

Money Watch

The One View page provides an overview of all your banking accounts and credit cards maintained with/issued by Kotak.

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Insta Services

Immediate Payments

Transfer money anytime, anywhere by using IMPS through our Net and Mobile Banking.

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Insta Services

Kotak Payment Gateway

Enables you to make online purchases across various shopping sites or to transfer money from your registered Kotak account

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Insta Services

DigiLocker

Enjoy the benefit of paperless governance. Now carry your documents digitally.

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Insta Services

Insta Check Services

Check your account balance and last 3 credit transactions by making a call

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Insta Services

Money Transfer

Transfer fund to any third party holding an account with a bank other than Kotak.

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Insta Services

Retail- Asset Reconstuction

It is as secure way to pay your loan outstanding online, through your bank account using Net Banking or Debit Card

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Fintech Collaboration

If you are a tech company with innovative solutions that can help digitalise the
economy, increase productivity and boost businesses, we would like to connect.

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Kotak Payment Gateway

Enables you to make online purchases across various shopping sites 

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Bharat QR Solution

Bharat QR is portable mode of accepting payments cutting down need for space. The transactions are processed through an app, requiring no installation

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Point of Sale (POS) Machine

Let your customers spend less time at checkout lines without worrying about carrying cash or change.
 

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Chat with Keya

Ask Keya about Debit or Credit Card. Be it an enquiry or service request, Keya will help you out.

Click to chat

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Call us

For assistance, call our Phone Banking at 1860-266-2666 or, 1860-266-0811 if you are an 811 customer.

Find out more

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Write to us

Be it an enquiry, feedback or a simple suggestion, write to us & we'll get back to you

Click here

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Locate us

You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

Locate now

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Chat with Keya

Ask Keya about Debit or Credit Card. Be it an enquiry or service request, Keya will help you out.

Click to chat

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Call us

For assistance, call our Phone Banking at 1860-266-2666 or, 1860-266-0811 if you are an 811 customer.

Find out more

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Write to us

Be it an enquiry, feedback or a simple suggestion, write to us & we'll get back to you

Click here

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Locate us

You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

Locate now

Disclaimer

This is to inform that by clicking on the hyper-link, you will be leaving Kotak.com and entering website operated by other parties. Such links are provided only for the convenience of the Client and Kotak Mahindra Bank does not control or endorse such websites, and it is not responsible for the information shared by you to PayTM.Proceed

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Disclaimer

At your request, you are being re-directed to a third party site - http://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.

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Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved

Disclaimer

This is to inform that by clicking on the hyper-link, you will be leaving Kotak.com and entering website operated by other parties. Such links are provided only for the convenience of the Client and Kotak Mahindra Bank does not control or endorse such websites, and it is not responsible for the information shared by you to PayTM.Proceed

Proceed

Disclaimer

This is to inform that by clicking on the hyper-link, you will be leaving Kotak.com and entering website operated by other parties. Such links are provided only for the convenience of the Client and Kotak Mahindra Bank does not control or endorse such websites, and it is not responsible for the information shared by you to PayTM.Proceed

Proceed

Disclaimer

This is to inform that by clicking on the hyper-link, you will be leaving Kotak.com and entering website operated by other parties. Such links are provided only for the convenience of the Client and Kotak Mahindra Bank does not control or endorse such websites, and it is not responsible for the information shared by you to PayTM.Proceed

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Disclaimer

Please note by login in to the above link and clicking on the “Submit” button, you provide your consent and acceptance to,

  • Submit the three years financial statements online to the Bank through our partnered website Finfort.
  • Our partnered website downloading /obtaining the comprehensive financial analysis reports from Income Tax, Traces and Ministry of Corporate Affairs Portals and submitting the same to the Bank for the purposes of credit due diligence.
  • The terms and conditions of our Partnered website.
  • Authorise the bank to make any enquiries regarding your repayment history with banks, financial institutions, credit bureaus, agencies, statutory bodies etc. as may be required or as they may deem fit.

 

Proceed

Disclaimer

Please note by login in to the above link and clicking on the “Submit” button, you provide your consent and acceptance to,

  • Submit the three years financial statements online to the Bank through our partnered website Finfort.
  • Our partnered website downloading /obtaining the comprehensive financial analysis reports from Income Tax, Traces and Ministry of Corporate Affairs Portals and submitting the same to the Bank for the purposes of credit due diligence.
  • The terms and conditions of our Partnered website.
  • Authorise the bank to make any enquiries regarding your repayment history with banks, financial institutions, credit bureaus, agencies, statutory bodies etc. as may be required or as they may deem fit.

 

Proceed

Disclaimer

By clicking on the link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.

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About us

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Investor Relations

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  • Investor Info

Customer Service

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  • Download Forms
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  • Do not call

Aadhaar Services

  • Link your Aadhaar
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Calculators & Tools

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  • Recurring Deposit
  • Retirement Calculator
  • Compare Credit Cards

Rates & fees

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Digital Banking

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Self Help

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Financial Inclusion

About Merger

Erstwhile ING Vysya

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Others

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  • Auction Cum Sale Notice

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  • Kotak Realty Fund
  • Kotak Securities Limited
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