Digital Banking

It’s an exciting time to be in finance, and more so at Kotak. The explosion of digital media has changed the way customers live and bank. We’re not just adapting to this change, but anticipating it and staying one step ahead. It all begins with our people, and with a work culture designed for new age banking.

Ways to Bank

Mobile Banking

Now, you can experience the benefits of online banking anywhere and anytime, without the need for a computer.

811 - A revolutionary Digital Savings Account with Zero minimum balance is now just a click away.

Ways to Bank

Net Banking

Net Banking is a convenient way to bank from the comfort of your home or office - a one stop solution for all of your banking needs.

Ways to Bank

KayPay

Send or receive money instantly and securely using your Virtual Payment Address.

Ways to Bank

SMS Banking

Keep track of your bank account and credit card. It triggers SMS to complete the transactions and even works when you are not connected to the internet.

Digital for you

“We are in the cusp of building solution for the mass. Our mobile banking has overshot net banking transaction. Also one third of our customers are on mobile. In terms out of the total transaction, 55 per cent is on mobile and 45 per cent is online. In the last 12 months, we have seen 100 per cent growth in mobile transactions and in terms of share it has grown to 55 per cent from 45 per cent. The number of customers has seen 300 per cent growth over the last 18 months."

Deepak M Sharma
Chief Digital Officer

Ways to Bank

USSD

Real-time or instant session-based messaging service. The service allows every banking customer to access services with a single number across all banks.

Insta Services

Send Money Abroad

Choose the easiest way to send money across the world to your loved ones.
Choose the easiest way to send money across the world to your loved ones.

Insta Services

Insta Balance

Call from your registered mobile number and receive an SMS with your account balance.

Insta Services

Message Money

With the "Message Money" feature, you can send money to your friend by just entering his mobile number. You don't need your friend's bank, account number or IFSC.

Insta Services

Personal Finance Manager

A 360 degree view of your personal finance in an automated way and lets you monitor and manage your finances

Insta Services

Mail Money

Send money to a beneficiary by just knowing his/her email ID & mobile number.

Insta Services

Immediate Payments

Transfer money anytime, anywhere by using IMPS through our Net and Mobile Banking.

Insta Services

Kotak Payment Gateway

Enables you to make online purchases across various shopping sites or to transfer money from your registered Kotak account

Insta Services

DigiLocker

Enjoy the benefit of paperless governance. Now carry your documents digitally.

Insta Services

Insta Check Services

Call from your registered mobile number and receive an SMS with your Account balance.

Insta Services

Money Transfer

Transfer fund to any third party holding an account with a bank other than Kotak.

Insta Services

Retail- Asset Reconstuction

It is as secure way to pay your loan outstanding online, through your bank account using Net Banking or Debit Card

Insta Services

Money Watch

The One View page provides an overview of all your banking accounts and credit cards maintained with/issued by Kotak.

Kotak Payment Gateway

Enables you to make online purchases across various shopping sites

Bharat QR Solution

Bharat QR is portable mode of accepting payments cutting down need for space. The transactions are processed through an app, requiring no installation

Point of Sale (POS) Machine

Let your customers spend less time at checkout lines without worrying about carrying cash or change.

Kotak 811 - A revolutionary Digital Savings Account

Fixed Deposit with an attractive interest rate

Card that is designed keeping the smart shopper in mind

Let the good times begin with Kotak Personal Loans

Leave the stress of your medical expenses to us

Discover opportunities in places where you least expected

Kotak 811 - A revolutionary Digital Savings Account

UPI based, bank agnostic payment app

Explore the faster way to pay with payWave card

Easiest way to send money across the world

Transact even when you are not connected to internet

Digital Banking

Mobile Banking

811 - A revolutionary Digital Savings Account with Zero minimum balance is now just a click away.

Net Banking

KayPay

SMS Banking

Digital for you

USSD

Send Money Abroad

Insta Balance

Message Money

Personal Finance Manager

Mail Money

Immediate Payments

Kotak Payment Gateway

DigiLocker

Insta Check Services

Money Transfer

Retail- Asset Reconstuction

Money Watch

Kotak Payment Gateway

Bharat QR Solution

Point of Sale (POS) Machine

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Digital Banking

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