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Kotak Mahindra Bank
  • Accounts &
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    • Edge Savings Account
    • Pro Savings Account
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    • Junior Kids Savings Account
    • Trinity – Bank, Demat, Trading Account
    • Society and Associations Accounts
    811 Video KYC

    Open a zero balance digital savings account instantly from anywhere with the new Video KYC process

    Know More

    • ActivMoney Current account
    • Global Trade Current Account
    • Merchant One Premium Account
    • Startup Premium Current Account
    • Elite Current Account
    • Ace Current Account
    • Pro Current Account
    • Astra 15 Current Account
    811 Video KYC

    Open a zero balance digital savings account instantly from anywhere with the new Video KYC process

    Know More

    • Privy Black
    • Privy Platinum
    • Privy Neon
    • Privy Maxima
    811 Video KYC

    Open a zero balance digital savings account instantly from anywhere with the new Video KYC process

    Know More

    • Everyday Account
    • Kotak Crème
    • Ace Salary Account
    • NationBuilders Salary Account
    • Salary Account for Defence Forces
    • Platina Salary Account
    • Edge Salary Account
    • Corporate Salary Privy League Programme
    811 Video KYC

    Open a zero balance digital savings account instantly from anywhere with the new Video KYC process

    Know More

    • Check your last 5 transactions
    • Know your account balance
    • Activate / Deactivate Passbook
    • NACH Cancellation
    • Change of Home Branch
    • Report fraud / Raise Dispute
    • Co-operative Bank Declaration
    811 Video KYC

    Open a zero balance digital savings account instantly from anywhere with the new Video KYC process

    Know More

    • Fixed Deposit
    • Recurring Deposit
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    • Senior Citizen Fixed Deposit
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    • Sweep-in Facility
    • Fixed Deposit Calculator
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    • Safe Deposit Locker
    fd-menu-banner

    Avail higher Fixed Deposit rates @ 7.20 % p.a.* for tenor 12 months 25 days to less than 2 years

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  • Cards &
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    • PVR Kotak Gold Credit Card
    • Kotak IndiGo Ka-ching 6E Rewards Credit Card
    • NRI Royale Signature Credit Card
    • Biz Business Credit Card
    league-cc

    Get Kotak League Platinum Credit Card & earn 8X reward Points on your every spends of Rs.150 across all categories.

    Know More

    • PayShopMore Debit Card
    • Kotak PVR Debit Card
    • Platinum Debit Card
    • 811 Dream Different Debit Card
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    • Business Class Gold Debit Card
    • Debit Card Services
    league-cc

    Get Kotak League Platinum Credit Card & earn 8X reward Points on your every spends of Rs.150 across all categories.

    Know More

    • Apply for FASTag
    • Recharge FASTag
    • FASTag Toll Plazas
    • Kotak Spendz
    league-cc

    Get Kotak League Platinum Credit Card & earn 8X reward Points on your every spends of Rs.150 across all categories.

    Know More

    • Forex Card
    • Recharge Forex Card
    • Kotak Konnect
    • Gift Card
    league-cc

    Get Kotak League Platinum Credit Card & earn 8X reward Points on your every spends of Rs.150 across all categories.

    Know More

    • View Credit Card Statement
    • Credit Card Bill Payment
    • Generate PIN
    • Check Application Status
    • Register for E-statement
    • Personal Loan on Credit Card
    • Apply for Add On Card
    • Report Fraud / Raise Dispute
    league-cc

    Get Kotak League Platinum Credit Card & earn 8X reward Points on your every spends of Rs.150 across all categories.

    Know More

    • Report lost or stolen card
    • Generate PIN for cards
    • Gift Card Dispute/Balance Inquiry
    • Activate or Deactivate your Card
    • Set your card for International Usage
    • Report lost or stolen card
    • Report Fraud / Raise Dispute
    league-cc

    Get Kotak League Platinum Credit Card & earn 8X reward Points on your every spends of Rs.150 across all categories.

    Know More

  • Investment &
    Insurance
    • Investments
    • Insurance
    • Government Schemes
    • Deposits
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    • DEMAT account
    • Kotak ASBA Facility
    • Trinity - Bank, Demat, Trading Account
    • Portfolio Management Service
    • Tax saving investments
    • National Pension System
    • Sovereign Gold Bonds
    mf-webInv

    Make your money work smarter! Explore recommended Mutual Funds.

    Invest Now

    • Life Insurance
    • Term Insurance
    • Health Insurance
    • Car Insurance
    • Two Wheeler Insurance
    • All Insurance Products
    health-insurance

    Leave the stress of your medical expenses to us

    Know more

    • National Pension Scheme (NPS)
    • NPS Calculator
    • Pradhan Mantri Jeevan Jyoti Bima Yojana
    • Pradhan Mantri Suraksha Bima Yojana
    • Atal Pension Yojana
    • RBI - Floating Rate Savings Bond, 2020 (T)
    • Sovereign Gold Bond Scheme
    mf-webInv

    Make your money work smarter! Explore recommended Mutual Funds.

    Invest Now

    • Fixed Deposit
    • Recurring Deposit
    • Tax Saving Fixed Deposit
    • Senior Citizen Fixed Deposit
    • Fixed Deposit Calculator
    • Recurring Deposit Calculator
    mf-webInv

    Make your money work smarter! Explore recommended Mutual Funds.

    Invest Now

  • Loans
    • Home Loan
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    • Loan Account Services
    • Apply for a Home Loan
    • Home Loan Eligibility
    • Required Documents
    • Home Loan Interest Rate
    • Home Loan EMI Calculator
    • Home Improvement Loan
    • Home Loan Balance Transfer
    10-99-new-pl-rate-menu

    Get up to Rs.40 lakh with personal loan starting at 10.99% p.a.

    Know More

    • Apply for a Personal Loan
    • Personal Loan Eligibility
    • Required Documents
    • Personal Loan Interest Rate
    • Personal Loan EMI Calculator
    • Top-up or Balance Transfer
    • Personal Loan Overdraft
    10-99-new-pl-rate-menu

    Get up to Rs.40 lakh with personal loan starting at 10.99% p.a.

    Know More

    • Application Process
    • Smart EMI Eligibility
    • Kotak Smart EMI Card
    • Smart EMI Offers
    • Locate nearest Partner Store
    10-99-new-pl-rate-menu

    Get up to Rs.40 lakh with personal loan starting at 10.99% p.a.

    Know More

    • Business Loan
    • PayDay Loan
    • Gold Loan
    • Loan against Securities
    • Education Loan
    • Car Loan
    10-99-new-pl-rate-menu

    Get up to Rs.40 lakh with personal loan starting at 10.99% p.a.

    Know More

    • Account Information /Statement
    • View Loan Details
    • Personal information update
    • View repayment schedule
    • Retail Asset Reconstruction
    • Locate Loan Servicing Branch
    10-99-new-pl-rate-menu

    Get up to Rs.40 lakh with personal loan starting at 10.99% p.a.

    Know More

  • Payments &
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    • Money Transfer / Forex
    • Bill Payments & Recharges
    • Loan & Card Payment
    • Tax Payment
    • NEFT
    • RTGS
    • IMPS
    • UPI
    • Pay your contact
    • Send money abroad
    • Foreign Currency Cash Services
    • Buy Forex Card
    business-loan

    Now with Internet Banking you can enjoy a convenient way to bank from the comfort of your home or office.

    Know More

    • Utility payments
    • Mobile / Landline postpaid bill payment
    • Credit Card bill payment
    • Recharge FASTag
    • Mobile prepaid recharge
    • View all payments / recharges
    811 Video KYC

    Know more

    • Credit Card bill payment
    • Loan EMI payment
    • Retail Asset Reconstruction
    fastagg-new-menu

    Know More

    • Income Tax Payment
    • Goods & Services Tax (GST)
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    • View all offers
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    Introducing e-vouchers from 180+ brands across a wide range of categories.

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    • View all offers
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    Introducing e-vouchers from 180+ brands across a wide range of categories.

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    • Flight Tickets
    • Bus Tickets
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    • Book Hotels
    • Shop on Amazon
    • Shop on BigBasket
    • Shop on Flipkart
    offer-menu-part

    Introducing e-vouchers from 180+ brands across a wide range of categories.

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  • Service Request
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    • Debit and Credit Cards
    • Personal Loans
    • Home Loans
    • Business Loans / Loan Against Property / Payday Loans
    • Update your PAN
    • Update Aadhaar Number
    • FATCA Declaration
    business-loan

    Know More

    • Check your last 5 transactions
    • Know your account balance
    • Activate / Deactivate your Passbook
    • NACH Cancellation
    • Change of Home Branch
    • Co-operative Bank Declaration
    • Report Fraud / Raise Dispute
    • Track your application status
    811 Video KYC

    Know more

    • Card Token Management
    • Generate PIN for all your Kotak cards
    • Activate or deactivate your card
    • Report a lost or stolen card
    • Set your card for international usage
    • Apply for New Debit Card
    • Personalize your Debit Card from over 70+ images
    • Raise Dispute / Report Fraud
    fastagg-new-menu

    Know More

    • Track Personal Loan Application Status
    • View Existing Loan Details
    • Download Statement of Account
    • View Repayment Schedule
    • Raise a Service Request
    • View Loan Details
    • Download Statement of Account
    • View Repayment Schedule
    • Download Tax Certificate
    • Raise a Service Request
    • Raise a service request
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  1. Home
  2. Digital Banking

Digital Banking

Skip the hassle of long queues at the bank
and switch to the smart way of banking from anywhere, anytime!
digital-banking
  • Ways to Bank
  • Insta Services
  • Business & Fintech
  • Open Positions
More

It’s an exciting time to be in finance, and more so at Kotak. The explosion of digital media has changed the way customers live and bank. We’re not just adapting to this change, but anticipating it and staying one step ahead. It all begins with our people, and with a work culture designed for new age banking.

 

mb-t

Ways to Bank

Mobile Banking

Now, you can experience the benefits of online banking anywhere and anytime, without the need for a computer.

Know more

811-750x460

811 - A revolutionary Digital Savings Account with Zero minimum balance is now just a click away.

Know more

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Ways to Bank

Net Banking

Net Banking is a convenient way to bank from the comfort of your home or office -  a one stop solution for all of your banking needs.

Know more

keya-pilot

Ways to bank

Chat with Keya

Your very own virtual assistant! Keya is smart, is quick and available to answer your banking queries round the clock.

Know more

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Ways to Bank

WhatsApp Banking

Enquire about key banking services by writing hello to us on Whatsapp.

Know more

Explore, engage & share Kotak Digital experience.

deepak-sharma

“We are in the midst of digital revolution, where all aspects of our lives are getting transformed using digital enablers. At Kotak Mahindra Bank, it is our endeavor to offer all our customers  a frictionless & delightful banking experience. It gives us great pleasure to present you our all new and advanced Kotak website. The website is built around you, giving you a wide selection of  products, services & solutions that best meets your life stages, business or life goals. It has been our  effort to provide enriching content & relevant tools with deep personalization to give you a unique experience and ease of transactions, with a new contemporary design."

Deepak M Sharma
Chief Digital Officer
bhim-upi-banner

Ways to Bank

BHIM UPI

Instant & secure money transfer 24/7 without entering bank details.

Know more

sms-banking

Ways to Bank

SMS Banking

Keep track of your bank account and credit card. It triggers SMS to complete the transactions and even works when you are not connected to the internet.

Know more

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Pay your Contact

Pay your Contact

Pay Your Contact feature enables you to send money to anyone using just their mobile number

Know more

transfer-money

Insta Services

Money Transfer

Transfer fund to any third party holding an account with a bank other than Kotak.

Know more


 

kaymall-product-mobile-new

INSTA SERVICES

KayMall

Kotak in-app mall for easy, seamless and effortless online travel booking & shopping for all our customers. In just a few minutes! 

Know more

insta-balance-service

Insta Services

Insta Balance

Call from your registered mobile number and receive an SMS with your account balance.

Know more

retail-asset-reconstruction

Insta Services

Retail- Asset Reconstuction

It is as secure way to pay your loan outstanding online, through your bank account using Net Banking or Debit Card

Know more

transfer-money

Insta Services

Money Transfer

Transfer fund to any third party holding an account with a bank other than Kotak.

Know more

Immediate-Payments

Insta Services

Immediate Payments

Transfer money anytime, anywhere by using IMPS through our Net and Mobile Banking.

Know more

kotak-payment-gateway

Insta Services

Kotak Payment Gateway

Enables you to make online purchases across various shopping sites or to transfer money from your registered Kotak account

Know more

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Insta Services

DigiLocker

Enjoy the benefit of paperless governance. Now carry your documents digitally.

Know more

send-money-abroad

Insta Services

Send Money Abroad

Send money abroad anytime with Kotak Remit

Know more

pay-your-contact-card

Pay your Contact

Pay your Contact

Pay Your Contact feature enables you to send money to anyone using just their mobile number

Know more

imt-product

Insta Services

Cardless Cash Withdrawal (IMT)

Now withdraw cash without card at any Kotak ATM

Know more

insta-check-services

Insta Services

Insta Check Services

Check your account balance and last 3 credit transactions by making a call

Know more

kotak-biz

kotak.biz – App Ek, Fayde Anek

Collect customer payments using just your smartphone. Instant activation, zero rentals. Download today!

Know More

fintech

Fintech Collaboration

If you are a tech company with innovative solutions that can help digitalise the
economy, increase productivity and boost businesses, we would like to connect.

Know more

kotak-payment-gateway

Kotak Payment Gateway

Enables you to make online purchases across various shopping sites 

Know more

bharat-qr

Bharat QR Solution

Bharat QR is portable mode of accepting payments cutting down need for space. The transactions are processed through an app, requiring no installation

Know more

point-of-sale-machine

Point of Sale (POS) Machine

Let your customers spend less time at checkout lines without worrying about carrying cash or change.
 

Know more

micro-atm-t

Kotak Micro ATM

Now, withdraw cash and enquire about your balance with ease. Kotak Micro ATM is here to simplify your life.

Know More

It’s an exciting time to be in finance, and more so at Kotak. The explosion of digital media has changed the way customers live and bank. We’re not just adapting to this change, but anticipating it and staying one step ahead. It all begins with our people, and with a work culture designed for new age banking.

 

  • All
  • Product
  • Design
  • Engineering
  • IT Infra
  • IT Apps
More

Below are various open positions

settling-into-your-first-job

Java FullStack Developer \ Lead

Job Details:
 Hands-on experience in Java , Spring Boot and Micro Services....

Know More

career-job-listing

BSG/Testing

Job Details:
 Process and product knowledge of banking landscape.

Know More

ace_salary_account

AI/ML Application Developer \ Lead

Job Details:
 Work with unstructured, complex data sets. Solve difficult....

Know More

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Product Manager

Job Details:
 Define new use cases, customer journeys to improve custome

Know More

Current Account - Neo Current Account from Kotak Bank

JAVA Developer

Job Details:
 Technical knowledge of Application middleware like TIBCO...

Know More

Below are various open positions

ace_salary_account

AI/ML Application Developer \ Lead

Job Details:
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About us

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  • Careers
  • DIFC Branch
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Investor Relations

  • Overview
  • Financials
  • Governance
  • Investor Info
  • Disclosures Regulation 46 and 62

Customer Service

  • Important Information
  • Write to us
  • Grievance Redressal
  • Report Fraud / Raise Dispute
  • Banking Ombudsman
  • Download Forms
  • Service Requests
  • Track Application Status
  • Tips on Safe Banking
  • Doorstep Banking Service
  • Contact Us for Depository Services

Aadhaar Services

  • Link your Aadhaar
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Calculators & Tools

  • Personal Loan EMI Calculator
  • Car Loan EMI Calculator
  • Home Loan EMI Calculator
  • Fixed Deposit Calculator
  • Recurring Deposit Calculator
  • Gold Loan Calculator
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  • Business Loan EMI Calculator
  • Retirement Calculator
  • Simple Interest Calculator
  • Compound Interest Calculator
  • Goal Planner

Digital Banking

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Self Help

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Trending Products

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  • Digi Personal Loan

Rates & fees

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  • Fees & Charges (GSFC)
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Financial Inclusion

About Merger

Erstwhile ING Vysya

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