Kotak Solitaire Business

Crafted exclusively for the select few

Best-in-class Current Account

Flexible Loan Solutions

Complimentary Business Credit Card

Access to Events and Summits

Terms and Conditions

1. Refer to the General Schedule of Features and Charges for the maximum limits on cash deposits and other services.

2. For deposits above 7 days. For detailed terms and conditions, please visit www.kotak.com. ActivMoney (Auto Sweep) is a facility of automatically sweeping out funds above a pre-specified threshold from your Current/Savings Account to a Term Deposit (TD) Account for 180 days. In case of insufficient balance in Current/Savings Account, the TD will be broken prematurely and the required amount will be transferred to Current/Savings Account. Default Sweep Out and Sweep In for limit for an account variant are the minimum thresholds and one will not be able to opt for limits lower than these. Auto-Sweep out of funds above a pre- specified threshold from Current/Savings Account to Fixed Deposit will be for 180 days (For NRE accounts it will be for 1 year) and in multiples of Rs. 5,000/- The nomination registered for Saving Account / Current Account will apply for FDs created through ActivMoney. If customer opts for ActivMoney in an account, standalone Fixed Deposits cannot be linked to that account. Terms and Conditions guiding the fixed deposit will be applicable to fixed deposits booked under ActivMoney. Bank may at its absolute discretion discontinue / suspend any of the services completely or partially with or without any notice to me. © Copyright Kotak Mahindra Bank Ltd.

3. The issuance of a Debit Card will depend on the mode of operation of the Current Account.

4. Terms and Conditions apply. Credit at the sole discretion of the bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets. Available at select locations only. Credit limit of any type will be sanctioned as per the Credit policy of the bank.

5. Issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Ltd. All features and benefits are subject to credit card terms and conditions. Please read the credit card terms and conditions carefully as provided on the bank website www.kotak.com

6. Subject to regulatory compliance & past track record with Kotak Mahindra Bank I FDI: Foreign Direct Investment ; ODI: Overseas Direct Investment ; ECB: External Commercial Borrowings.

7. As per Terms and Conditions and assessment by the respective insurance companies.

Insurance is the subject matter of solicitation. Participation by Kotak Mahindra Bank Ltd.'s customers to buy insurance policy is purely voluntary and there is no direct or indirect linkage between the provision of banking services offered by Kotak Mahindra Bank Ltd. to its customers and products/services offered by Zurich Kotak General Insurance Company Ltd. Insurance products/services are obligations of Zurich Kotak General Insurance Company Ltd. and are not guaranteed by Kotak Mahindra Bank Ltd. Zurich Kotak General Insurance Company Ltd. shall be liable or responsible for all matters arising out of or pertaining to the insurance products/services offered by it.

Beware of spurious phone calls and fictitious/fraudulent offers. IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Individuals receiving such phone calls are requested to lodge a police complaint.

Kotak Term Group Plan - UIN: 107N007V10, Kotak Accidental Death Benefit UIN - 107B005V06, Kotak Accidental Disability Benefit UIN 107B008V03, Kotak Accidental Dismemberment Benefit (ADM) UIN- 107B006V03, Kotak Accidental Death, Disability and Dismemberment Benefit (ADDD) UIN 107B007V03, Kotak Critical Illness Benefit UIN: 107B009V07, Kotak Group Terminal Illness Benefit UIN 107B014V03, Kotak Critical Illness Plus Benefit UIN 107B015V06.

This is a non-participating, non-linked, group pure risk product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. For details on riders, please refer to the Rider Brochure. For more details on Kotak Life's insurance plans and offerings, kindly get in touch with the sales representative. Kotak Mahindra Bank Ltd. is a corporate agent of Kotak Mahindra Life Insurance Company Limited with Corporate Agency License No: CA0250. Regd. Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051. The plans are offered and underwritten by Kotak Mahindra Life Insurance Company Limited. Participation by Kotak Mahindra Bank Ltd.'s customers to buy insurance policy is purely voluntary and there is no direct or indirect linkage between the provision of banking services offered by Kotak Mahindra Bank Ltd. to its customers and products/services offered by Kotak Mahindra Life Insurance Company Ltd. Insurance products/services are obligations of Kotak Mahindra Life Insurance Company Ltd and are not guaranteed by Kotak Mahindra Bank Ltd. Kotak Mahindra Life Insurance Company Ltd. shall be liable or responsible for all matters arising out of or pertaining to the insurance products/ services offered by it.

Regd. Office: Kotak Mahindra Life Insurance Company Ltd. Regd. Office: Kotak Mahindra Life Insurance Company Ltd. Reg No. 107 CIN: U66030MH2000PLC128503, 8th Floor, Plot # C-12, G-Block, BKC, Bandra (E), Mumbai - 400051. Website: www.kotaklife.com I Group Email: [email protected] I Group Toll Free No.: 1800 120 7856 I WhatsApp: 9321003007 I Toll Free: 1800 209 8800

Disclaimers

1. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

2. Kotak Mahindra Bank offers the Savings Account, while Kotak Securities offers the Demat and Trading Account. Investments are subject to market risks, read all scheme-related documents carefully. *Get zero brokerage on all trades with Trade Free Youth Plan at a subscription fee of Rs.99 and get zero brokerage on intraday trades with Trade Free Plan at Rs.0. By clicking on the link above, you are hereby giving your consent to receive calls/communications from Kotak Mahindra Bank Ltd. for marketing purposes through Telephone/Mobile/SMS/Email for the above mentioned product and that such consent shall prevail over any current or subsequent registration of your number for “Do Not Call”.

3. *Credit at the sole discretion of the bank and subject to guidelines issued by RBI from time to time. Credit limit of any type will be sanctioned as per the Credit policy of the bank & at its sole discretion. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.

4. Issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Limited. All features and benefits are subject to Credit Card Terms and Conditions. Please read the Credit Card terms and conditions carefully provided on the bank website www.kotak.com.

5. ActivMoney (Auto Sweep) is a facility of automatically sweeping out funds above a pre-specified threshold from your Current/Savings Account to a Term Deposit (TD) Account for 180 days. In case of insufficient balance in Current/Savings Account, the TD will be broken prematurely and the required amount will be transferred to Current/Savings Account. Default Sweep Out and Sweep In for limit for an account variant are the minimum thresholds and one will not be able to opt for limits lower than these. Auto-Sweep out of funds above a pre- specified threshold from Savings to Fixed Deposit will be for 180 days (For NRE accounts it will be for 1 year) and in multiples of Rs. 10,000/- The nomination registered for Saving Account / Current Account will apply for FDs created through ActivMoney. If customer opts for ActivMoney in an account, standalone Fixed Deposits cannot be linked to that account. Terms and Conditions guiding the fixed deposit will be applicable to fixed deposits booked under ActivMoney. Bank may at its absolute discretion discontinue / suspend any of the services completely or partially with or without any notice to me.© Copyright Kotak Mahindra Bank Ltd.

6. Insurance is the subject matter of solicitation. Participation by Kotak Mahindra Bank Ltd.’s customers to buy insurance policy is purely voluntary and there is no direct or indirect linkage between the provision of banking services offered by Kotak Mahindra Bank Ltd. to its customers and products/services offered by Zurich Kotak General Insurance Company Ltd. Insurance products/services are obligations of Zurich Kotak General Insurance Company Ltd and are not guaranteed by Kotak Mahindra Bank Ltd. Zurich Kotak General Insurance Company Ltd. shall be liable or responsible for all matters arising out of or pertaining to the insurance products/ services offered by it.

Kotak Solitaire Business

Crafted exclusively for the select few

Best-in-class Current Account

Flexible Loan Solutions

Complimentary Business Credit Card

Access to Events and Summits

Transact anytime, anywhere. Get up to 10x higher cash deposit limits and enjoy a complimentary debit card with zero withdrawal charges.

Integrated payments & collections with no setup cost, 500 free NEFT/RTGS transactions/month, plus 2 free POS machines & sound boxes.

Get working capital up to 120% of collateral value, plus up to 20% additional limit as ad hoc for a cumulative period of 120 days p.a.

Get the advantage of a complimentary Business Credit Card designed to support your business growth.

Expand globally with pre-approved forex limits. Get fast processing, transparent charges and real-time rates via FX Live.

Comprehensive insurance plans to protect your family and business, ensuring peace of mind and financial security.

Enhance your business and decision making with knowledge-sharing sessions designed to drive growth.

Let’s get started with your Kotak Solitaire Business Account