Infinite Debit Card
Get a card that compliments your lifestyle at every step.
Get used to living a premium lifestyle with the Kotak Private Banking Infinite Debit Card. Enjoy exclusive deals and discounts on Lifestyle, Fine Dining, Travel, Health & Fitness categories and many other premium services.
Access at all merchant establishments and ATMs
Available as Chip Card only which has additional security features.
Enjoy cross currency markup of only of 1.5% every time you transact internationally
Get Emergency Travel medical insurance cover up to Rs. 13.75 Lakhs
In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:
The Bank will charge cross-currency mark-up of 1.5%+GST on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction. Tax Collected at Source on all such transactions will be applicable at prevailing rates as per the prevailing law.
The fuel surcharge will be levied at the time of fuel purchase and the same will be refunded in the subsequent month.
A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by:
All Chip Kotak Debit Cards are by default enabled for international use.
*If a customer is using Magnetic Strip (Non Chip) Kotak Debit Card for international transactions, then as a process, the customer is issued a chip kotak debit card in lieu of the magnetic strip kotak debit card (as per eligibility).
Charges for using Kotak Debit Cards at other bank ATMs can be found in the below link:
Call our 24-hour Customer Contact Centre at 1860 266 2666 to modify the limits up to the default limits. To increase limits more than the default limits, visit your nearest Kotak Mahindra bank branch.
The following transaction charges are applicable when you use the Kotak Debit Card at:
Familiar with some fundamental rules that'll make sure you enjoy life without getting broke at the end of the month?