• Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors

Collect payments easily, anytime, anywhere

kotak.biz App is an easy-to-use payment collection app designed for professionals and business owners to conveniently accept digital payments using Bharat QR / BHIM UPI , Tap on Phone & SMS Pay — in store or at your customer’s doorstep.


Instant on-boarding and activation

The on-boarding journey is completely digital and paperless, making it super-fast and convenient. The account gets activated in just a few minutes


Multiple Payment Modes

Collect payments using QR, UPI, Cards (Tap on Phone), Online Payment links (SMS Pay)


Physical QR kit

Receive a physical QR kit and track all transactions on the app itself


Voice Alerts

Get real-time voice alerts and app notifications post each transaction. Check the detailed transaction history on the app itself


Multi-User Access

Add your staff as sub-users to the app and enable them to accept payments, view transactions on your behalf


Pre-approved loans and offers

Apply for Business Loans, BIZ Credit Card, and Overdrafts on the app itself in a 100% paperless manner


Automatic Settlements

Payments are settled automatically the next day, on all 365 days including Sundays and public holidays


Opt for instant or Same Day Settlements

Get funds credited instantly for UPI payments or get settlements for all transactions done credited within a few hours with Same Day Settlements

Payment Modes


Tap on Phone

Accept payments up to Rs. 5000 without ATM PIN. Just tap the card on your NFC enabled smartphone and you’re done.


QR/UPI Payments

Collect electronic payments without a EDC/POS machine. Just scan the QR and accept payments instantly.



Send a secured payment link via SMS, Social Media, Gmail etc. and collect customer payments from anywhere.

Who can use the kotak.biz App?


Have an existing Current Account?

Don’t have a Current Account

Find relevant answers to frequently asked questions related to kotak.biz App


What is kotak.biz?

kotak.biz is a one-stop payment acceptance solution designed specifically for business owners.


 It is available for Android applications through which you can accept digital payments in your store, at the customer’s place and online.


How do I download the kotak.biz app?

You can download the application from the Google Play Store, search for kotak.biz and click on the install button.  Currently, we are available only on Android Smartphones.

How can I get new version updates?

Each time an update is released, you will receive an in-app notification.  You need to update the app on a regular basis for an uninterrupted and seamless experience.

To receive an update alert, you must enable the app notifications from your smartphone setting.

What types of businesses can use kotak.biz?

  • Individuals
  • Sole Proprietorship

kotak.biz can be used by individual business owners like doctors, dentists, personal fitness trainers, yoga instructors, makeup artists, plumbers, electricians and other professional service providers. Businesses including retail, groceries, supermarkets, pharmacies, hotels, restaurants, coffee shops etc. can also use kotak.biz to collect payments on the go

How do I contact your Customer Support?

kotak.biz has the functionality of in-app service request. Please follow the steps mentioned below and get your queries resolved:

  • Tap on the ‘Question Mark’ icon in the top right corner of the Home Screen
  • Select “Report an issue”
  • Raise the request specific to the query
  • Service requests status will be updated automatically

Absolutely hassle-free and convenient      

What services are available on kotak.biz?

kotak.biz is a power-packed payment collection app. Here’s a list of things you can do on the app:

  • Collect contactless payments from your customers – Using Bharat QR, Tap on Phone, and SMS pay.
  • Record cash transactions.
  • Create a digital ledger called as ‘khaata’ so you can maintain the credit balance of customers.
  • Raise queries related to your transaction and POS terminal via the app.
  • View digital reports anytime.