Kotak.biz
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors

Collect payments easily, anytime, anywhere

kotak.biz is an easy-to-use payment collection app designed for professionals and business owners to conveniently accept digital payments using BHIM UPI, Cards (Tap on Phone) & online payment links (SMS Pay) – in-store or at customer’s doorstep. Turn your phone into a POS machine at no extra cost.

Explore all you can do with kotak.biz app

Key Features

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Multiple payment modes

Collect payments using QR, UPI, Cards (Tap on Phone), Online Payment links (SMS Pay)

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Multi-user access

Add your staff as sub-users and enable them to accept payments, view transactions on your behalf

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Pre-approved loans & offers

Apply for Business Loans, BIZ Credit Card, and Overdrafts on the app itself in a 100% paperless manner

  • Zero rentals
  • Zero installation charges
  • Zero paperwork

Payment Modes

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Tap on Phone – Card Payments

Accept payments up to ₹5000 without an ATM pin. Juts tap the card on your NFC-enabled smartphone and you’re done. Ensure the card is NFC-enabled as well.

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QR/UPI – Scan & Pay

Collect electronic payments without a EDC/POS machine. Just scan the QR and accept payments instantly.

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SMS Pay – Online Payment Links

Send a secured payment link via SMS, Social Media, Gmail etc. and collect customer payments from anywhere.

Step to register on the kotak.biz app

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Step 1: Download kotak.biz

Download kotak.biz app on your android smartphone

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Step 2: Choose the Relationship Type

If you have a Kotak POS machine/Physical QR sticker, choose ‘Existing Kotak POS/QR Merchant’. If you only have a Kotak Current Account, choose ‘Existing Kotak Current A/c Holder’

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Step 3: Follow the steps

Complete the on-boarding in a complete digital and paperless manner

kotak.biz app proves to be extremely beneficial to all those who frequently receive payments from their customers. It can be used by individual business owners with retail or wholesale businesses like groceries, supermarket, electronic shops, pharmacies, restaurants, jewellery stores, salons, garment stores etc. or professionals like lawyers, doctors, photographers, fitness coaches etc. Other entrepreneurs like personal fitness trainers, makeup artists, etc. can also use kotak.biz to collect payments seamlessly and securely using just their smartphone.

Testimonial

Have an existing Kotak Current Account

Don’t have a Kotak Current Account?

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Find relevant answers to frequently asked questions related to kotak.biz App

What is kotak.biz?

kotak.biz is an easy-to-use payment collection app offering multiple digital collection methods to merchants, such as:

  • Cards (Tap to Phone) - Accept payments from Debit Cards or Credit Cards
  • Scan & Pay (UPI QR) – Generate a UPI QR instantly on your mobile to start accepting payments and get a physical QR kit in a few days.
  • Online Payment Links – Generate a payment link and send to your customer via SMS/WhatsApp/e-mail and let your customers pay using any digital mode of payment, including Cards, net banking, wallets etc.

You can get onboarded on the kotak.biz app easily through instant activation and zero paperwork journey.

What services are available on kotak.biz?

kotak.biz is a power-packed payment collection app. Here are a list of things you can do on the app:

  • Get a free physical QR kit & track transactions on the app itself
  • Send your UPI-ID to your customers to collect payments.
  • Collect contactless payments from your customers – using UPI/ Bharat QR, Credit & Debit Cards (Tap on Phone), and Online Payment link (SMS pay.)
  • Get Voice Alerts and App Notifications after each successful transaction in your preferred language.
  • Add your staff as sub-users and empower them to collect payment on your behalf
  • Check real-time transaction status for all transactions in a single view
  • Receive automatic settlements the next day on all 365 days, including Sundays and public holidays
  • Apply for Business loans, Biz Credit Card, and overdrafts on the app itself in a 100% paperless manner
  • Create a digital ledger called ‘khaata’ so that you can maintain the credit balance of customers.
  • Raise your queries and service requests through the app itself
  • Record cash transactions digitally

How do I download the kotak.biz app?

You can download the application from the Google Play Store, search for kotak.biz and click the install button. Currently, kotak.biz is available only for Android smartphones.

Who can download kotak.biz?

kotak.biz can be downloaded and used by two types of Kotak Current Account customers:

  • Kotak Current Account customers who already have a Kotak POS machine/Physical QR
  • Kotak Current Account customers who do not have a Kotak POS machine/Physical QR and have the entity type Individual/ Sole proprietor

kotak.biz can be used by individual business owners with retail or wholesale businesses like groceries, variety store, pharmacies, hotels, restaurants, coffee shops etc., professionals like doctors, dentists, etc. as well as other entrepreneurs like personal fitness trainers, yoga instructors, makeup artists, etc.

How can I register on kotak.biz?

kotak.biz offers an instant, digital and paperless onboarding experience to Kotak Current Account customers. You can easily login using: 

  • Your registered mobile number and MID of the POS Terminal, if you are a Kotak Current Account customer with Kotak POS machine/ Physical QR
  • Your registered mobile number and authorised signatory CRN (Customer Relationship Number), if you are a Kotak Current Account customer with the relationship type as Individual/ Sole proprietor and do not have a Kotak POS machine/ Physical QR

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