Spendz is a prepaid offering that comes with your Kotak Account, at ZERO cost! Simply add your monthly expenses budget in Spendz and pay for your expenses via Spendz Card, Scan & Pay, Pay Your Contact or BillPay.
It's amazing features and benefits aim to make for a rewarding experience. So check it out and experience the Spendz advantage today!
Keep track of your finances and transactions, no matter the amount!
Enjoy 1% cashback on your daily spends made through your Spendz Card! No cap on cashback and no minimum spends!
From UPI to card payments, Spendz supports it all!
The Virtual Spendz Card lets you make online and merchant payments in a breeze! You can get your physical card for free (limited period offer) when applying through the Kotak Mobile Banking App!
What's more? Get 1% cashback on payments (except ATM transactions) made through your Spendz Card. No cashback cap and no minimum spends!
With Spendz Card
It was a hassle to find any important transaction in my bank statement. Spendz has made things so convenient! I can view all my small daily expenses in Spendz statement & main account statement has only important transactions
I was able to open Spendz within seconds! I loved how easy it was to navigate & how convenient it was to use.
My Spendz gives me the flexibility to make payments conveniently via Pay Your Contact, Scan & Pay & the Spendz card. Now I can make secure payments in any way I want!
Kotak Spendz is a prepaid offering for your small, daily expenses. It is specially designed to help track your day to day expenses separately, making it easier to manage budget and avoid overspending.
Here’s how you can manage your budget smartly with Spendz:
a. Add money in Spendz (Preferably your monthly expenses budget)
b. Make all your daily payments from Spendz via Spendz Card or UPI
c. Track your expenses easily in the Spendz statement
This way you can control your monthly expenses and avoid overspending.
Spendz can be opened by any existing Full KYC Kotak Savings Account or Full KYC Individual Current Account customer via the Kotak Mobile App.
You can open Spendz at ZERO cost via the Kotak Mobile App. Simply follow the below steps to get Spendz in just a few seconds:
a. Login to Kotak Mobile App
b. Tap on Spendz Prepaid under the Bank section
c. Agree to the T&C and tap on Apply Now
d. Enter your MPIN & you’re done!