Kotak PVR Debit Card

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** After account opening, visit Mobile Banking App > ‘Apply now’ > ‘Apply/Upgrade Debit Card’ to apply for Kotak PVR Debit Card
***If you have 4 active Debit Cards, please block any one and then apply for the new card. For security reasons, at a time maximum 4 Debit Cards per Customer Relationship Number (CRN) are allowed.

Kotak PVR Debit Card

Kotak PVR Debit Card comes with a host of exclusive privileges. You earn PVR reward points on every purchase^ with your Kotak PVR Debit Card. Reward Points earned, can be redeemed at PVR outlets for Food & Beverages or movie tickets.

You earn 17^# or more complimentary movie tickets a year on using this card. There is no limit to the free movie tickets that you can earn.

For example:

Your monthly spends with Kotak PVR Debit card	Rs 20000
	At PVR	Other purchases
Presuming you spend as follows:	Rs 2000	Rs 18000
Rewards points (RPs) you can earn per Rs 100 spent	10	0.5
Monthly Reward points you can earn	200	90
Yearly Reward points	3,480
Free movie tickets # (1 RP = Rs 1 and presuming Rs 200 for each ticket)	17

^#The number of free movie tickets is dependent on the monthly spends.

A voucher code gets generated automatically as soon as you earn 100 points (i.e. Rs 100). You can redeem your PVR Vouchers at PVR Box office/ website/ Mobile App for Food & Beverages or movie tickets.

Benefits

Enjoy PVR Food & Beverage voucher worth Rs. 500 as joining benefit and Rs. 200 voucher year-on-year applicable on payment of Debit card Annual Maintenance Charges (AMC).
Savings with Everyday Special Offers on leading brands.
Kotak PVR Debit Card is a contactless card which offers a fast, safe and secure way to pay. Just tap your Debit Card against a Point-of-sale machine (POS) and pay for transactions up to Rs. 5000 without entering the PIN and more than Rs 5,000 with PIN. This facility is available at select POS machines only.
Daily ATM Withdrawal Limit : Rs. 1,00,000
Unlimited free ATM withdrawals at Kotak/ Non Kotak ATMs
Daily purchasing Limit : Rs. 3,00,000
Fuel Surcharge waiver (currently 2.5% of the purchase) is capped up to Rs. 30,000 worth of fuel purchases in a calendar month
Complimentary insurance cover
- For complete terms and conditions on insurance covers, click here
Get exciting offers on your debit card. To know more, click here

*Kotak Bank PVR Debit Card is India's 1st Debit Card having an exclusive Rewards Program with PVR Cinemas.

^Click here for complete terms and conditions.

Frequently Asked Questions

How can I apply for this card?

If you are an existing Kotak Mahindra Bank customer, you need to have a Savings or Salary account with us to apply for this card. Following customers can apply for the card;

- Resident Individual

- Holding a full KYC Savings / Corporate Salary account will be eligible to apply.

- 811 wallet, Small & Basic savings, 811 OTP, Xpress OTP account holders are not eligible

You can apply by clicking “APPLY NOW” in the banner above.

Which transactions are eligible for earning reward points through this Debit Card?

All transactions done on POS and E-Commerce via Kotak PVR Debit Card are eligible for earning PVR reward points (with certain exceptions and capping*). You will earn PVR reward points for all transactions be it bill payment, online shopping or POS transactions at merchant outlets, ticket booking etc.

ATM transactions (cash withdrawal) will not be considered for PVR reward points.

*Transactions not eligible for reward points are: Credit Card Bill Payments, Tax payments, Passenger Railways, Service Stations, Automated Fuel Dispensers, Direct Marketing, Insurance Services, Security Brokers / Dealers, Insurance Sales/Underwriting/ Premiums, Court Costs, Fines and Government Service, any Convenience fee, taxes on the convenience fee, or any Charity payments

Transaction eligibility for points is defined basis MCC (merchant category codes). This code is passed by merchant/ payment gateway on which payment is done. If MCC passed belongs to above types of transaction then the transaction will not be eligible for points accrual.

Once the transaction is completed, when will the PVR rewards points be credited?

For all spends done on Kotak PVR Debit Card, PVR rewards points will be credited within 15 working days. Points will only be credited for spends done after enrolment to PVR Privilege Plus membership. Enrolment to the membership will be done within 15 working days from issuance of Debit Card which is subject to payment of card fees. On successful enrolment, you will receive a SMS from PVR.

Where can I check the PVR reward points and vouchers?

Customer can sign up on the PVR app using the registered mobile number & visit the “Privilege” section to view vouchers and the accrued Reward Points in the “History” section.

How can I use the earned PVR Reward points?

Once you accumulate 100 PVR Rewards Points, your points will get automatically converted to a PVR voucher worth Rs. 100 which will be valid for 90 days.

- Upon issuance of a voucher, SMS will be sent by PVR to the customer.
You can also sign up on the PVR app using the registered mobile number & visit the “Privilege” section to view vouchers and the accrued Reward Points in the “History” section.

- These PVR vouchers can be redeemed at PVR website, mobile app and offline counters for Movie Tickets and Food & Beverages.

- Follow below steps to redeem vouchers on PVR app/ website:

1. On the “Payment” page vouchers will be automatically visible.
2. Select the voucher and Total payable amount will reduce by the value of the voucher.
3. Proceed to pay rest of the amount, if any.

*Multiple vouchers can be selected in one transaction

Note: Reward points less than 100 cannot be used.