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The Kotak Mahindra Bank Silk programme provides women with the best of offers in finance, dining, health and lifestyle, empowering them to do more.
Higher withdrawal limits with Debit Card exclusively for Silk Savings Programme
Flat 20% off on a minimum spends of Rs.799 on Urban Company (maximum discount Rs.350) &10% off on a minimum spend of Rs.2000 on NYKAA (maximum discount Rs.250)
Access to a community that will help women master the art of personal finance (@silk.moneymatters)
Earn FD like interest in your Savings Account with ActivMoney click here to know more
Dial 80-6969-5555 toll free for all queries
Enjoy doorstep banking like cash pick-up and delivery, cheque/draft delivery, etc. at your home with Kotak Bank’s Silk Savings Programme
Exciting Offers
To find out the latest offers available on women's savings account click here
Kotak ActivMoney
Earn FD like interset rate upto 7% with your SILK Savings Programme. Sweep in Sweep out limit as per variant. click here to know more
Preferential pricing on banking products
Always by your side
The Kotak Silk Platinum Debit Card has been designed keeping in mind the needs of the new age Woman. It comes with a host of offers on brands across categories, reward points on debit card spends and features that will ensure utmost convenience.
Below are the details of Reward Points:
Minimum Spends per month |
Reward Points per month |
Rs. 7,500 - Rs. 15,000 |
400 |
Rs. 15,001 - Rs. 25,000 |
1000 |
Rs. 25,001 & above |
1500 |
Rewards are subject to meeting of minimum spends criteria and maintaining average monthly balance . Spends should be on domestic merchant transactions using Debit Card. The reward points will be credited every month for the previous calendar month in your Kotak Rewards account. Validity of reward points will be 1 year from the date of credit. Details of the same will be communicated through email on registered email id and SMS on registered number. ATM cash withdrawals are not eligible for Rewards. Accrued Reward Points for the last month’s spends will be available in Kotak Rewards Portal latest by 5th of the subsequent month.
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W.e.f. Jun 13, 2022, daily balances in Savings Account above Rs. 50 lakhs will earn 4% interest p.a. Daily balances in Savings Account up to Rs. 50 lakhs will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.
*TnC Apply
*The Two Wheeler loan is provided by KMPL
Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges