Personal Loan EMI calculator

Changing of EMI date will attract rescheduling charges and PDC Swap charges* per instance plus applicable GST. You would need to provide a request mentioning the reason for the EMI date change and send the rescheduling charges to us 7 working days pre/7 working days post the EMI date.

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 Charges* applicable would be Rs.500/- per instance plus applicable GST.

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• You would need to sign an ECS Mandate form.
• One security cheque to be drawn in favor of 'Kotak Mahindra Bank'. This cheque needs to be undated and blank, and at the bottom, it needs to mention 'Not more than the loan amount'.
• Three security cheques to be drawn in favor of 'Kotak Mahindra Bank '.This cheque needs to be undated and blank, and at the bottom, it needs to mention 'Not more than the EMI amount'
• PDC swap charges* will be applicable at Rs. 500/- per instance plus applicable GST.

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• You can download your Repayment Schedule for Free.
• Should you need the Bank to send you a copy, you can place a request via phone on our 24*7 helpline number 1860 266 2666 (local call rates applicable)”
  
• The Repayment Schedule will be sent to you within two working days at your registered email id.

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You can apply for a personal loan by following the below steps:

On Mobile banking

• Go to Apply Now
• Personal Loan ( If eligible)

On Net Banking

• Go to Banking
• Apply for Preapproved Personal Loan (If eligible)

Or

By simply clicking https://rcasprod.kotak.com/personal-loan?source=website&banner=ProductPageApplyonlineTab. 

Please Note: The same would be subject to approval. 

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