Loan Against Property
Your property can help you fulfil your personal and business needs. Apply for
Loan against property with Kotak Mahindra bank at attractive interest rates.

Your property can help you fulfil your personal and business needs. Apply for
Loan against property with Kotak Mahindra bank at attractive interest rates.
You can now fulfil your personal and business needs by availing our Loan against Property. It comes along with these beneficial features
Flexible Loan Eligibility
Loans value from Rs. 10 Lakh to Rs. 5 Crore
Loan against commercial, residential or industrial property
Loan for your business as well as personal needs
Flexible loan offerings in form of EMI-based loans or overdraft facility
Easy repayment options available
Avail the Loan against Property at appealing interest rates
Avail the Mortgage loan from Kotak Mahindra Bank at desirable interest rates. A non-refundable processing fee of up to 1% is charged.
Know the Loan against property rates and related additional charges.
Calculate your EMI
Repaying the loan amount becomes less stressful with our flexible monthly EMIs feature. Use our loan against property calculator to estimate the amount you have to pay every month.
Loan against property Eligibility Criteria
Check whether you are eligible to get a loan against property–
Get the complete list of loan against property eligibility criteria.
Essential Documents Required to Avail Loan against property
Get quick loan disbursal with hassle-free documentation.
Check out the complete list of loan against property documents.
We will dispose your loan application within 21 working days from the date of receiving documents*
*Terms & Conditions apply. Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
Loan Against Property is primarily taken for the purpose of Business Expansion,
You can apply for Loan Against Property in following ways:
The property which we as a bank accepts are Residential, Commercial (Shops and Offices), Industrial and specialized property.
Tax benefit can be enjoyed, but we strongly recommended you to consultant your Tax Consultant for this.
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Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
Please note by login in to the above link and clicking on the “Submit” button, you provide your consent and acceptance to,
At your request, you are being re-directed to a third party site - http://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
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