Loan Against Property

You can now fulfil your personal and business needs by availing our Loan against Property. It comes along with these beneficial features

Flexible Loan Eligibility

Loans value from Rs. 10 Lakh to Rs. 5 Crore

Loan against commercial, residential or industrial property

Loan for your business as well as personal needs

Flexible loan offerings in form of EMI-based loans or overdraft facility

Easy repayment options available

Avail the Loan against Property at appealing interest rates

Avail the Mortgage loan from Kotak Mahindra Bank at desirable interest rates. A non-refundable processing fee of up to 1% is charged.

Know the Loan against property rates and related additional charges.

Calculate your EMI

Repaying the loan amount becomes less stressful with our flexible monthly EMIs feature. Use our loan against property calculator to estimate the amount you have to pay every month.

Loan against property Eligibility Criteria

Check whether you are eligible to get a loan against property–

Get the complete list of loan against property eligibility criteria.

Essential Documents Required to Avail Loan against property

Get quick loan disbursal with hassle-free documentation.

Check out the complete list of loan against property documents.

We will disburse your loan application within 25 working days from the date of receiving documents*

*Terms & Conditions apply. Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.

FAQ's

What can loan against property be used for?

Loan Against Property is primarily taken for the purpose of Business Expansion,

Purchase of Machinery, Debt Consolidation, Funding your other business requirement.

How can I apply for Loan Against Property?

You can apply for Loan Against Property in following ways:

You can apply for a Loan against property by going to the Apply Now section under Loan against Property. The link for the same is https://www.kotak.com/en/business/loans/loan-against-property/apply-for-loan-against-property.html. Our representative will get back to you soon.
Existing clients can get in touch with Relationship Managers to know details and apply.
Visit our Nearest Branch.

What property can be considered as collateral for loan against property?

The property which we as a bank accepts are Residential, Commercial (Shops and Offices), Industrial and specialized property.

Can I get any tax benefit on loan against property?

Tax benefit can be enjoyed, but we strongly recommended you to consultant your Tax Consultant for this.

What are the different forms of loans offered under Loan against Property?

We offer Term Loan and Overdraft facility under Loan against Property.

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Loan Against Property

You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

For assistance, call us at 1800 209 5600 from Monday to Saturday (9:30 am to 6:30 pm, excluding holidays)

Your opinion is important to us. We'll check how we can use it to improve our services

You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

For assistance, call us at 1800 209 5600 from Monday to Saturday (9:30 am to 6:30 pm, excluding holidays)

Your opinion is important to us. We'll check how we can use it to improve our services

Loan Against Property