Ace Savings Account
A bank account packed with features and benefits to give you an unmatched banking experience.

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The Ace Savings Account is exclusively designed to give you additional advantages and banking benefits, all without any extra premium. This means, you can get the most out of your banking experience with this one, power-packed savings account.
Average Monthly Balance (AMB)
of Rs. 50,000/-
Earn FD like interest in your Savings Account with ActivMoney, click here to know more
Free outstation
cheque collection
Free access to all domestic VISA ATMs, free cash withdrawals at ATMs of any Kotak Branch across India
Free Phone Banking,
Net Banking and
Mobile Banking
Free RTGS /
NEFT / IMPS
Make your everyday payments with ease using Platinum International Debit Card. For further information
, please click
Check your eligibility for the Ace Savings Account.
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1. Effective July 9th, 2025, daily balances in Savings Account across all account balances will earn 2.50% interest p.a. These interest rates are applicable for both Resident and Non-resident Accounts (NRE/NRO).
2. NMC: Non-Maintenance Charge. NMC Waiver is applicable only if the principal Ace Account meets the stipulated Average Monthly Balance requirements.
3. Per transaction limit is Rs. 10,000/-.
4. Conditions apply.
5. Subject to maintenance of the required AMB in the Ace Savings Account.All benefits are subject to terms, conditions and exclusions.*Non chip enabled Debit Cards issued on or after December 1, 2013, cannot be used outside India.
6. Please click here for ActivMoney terms and conditions.
**Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges
To apply for Ace Savings Account you need to hold any one of the following accounts with us
Check the fees and charges of the Ace Savings Account.
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1 Foreign nationals (resident in India), should obtain an undertaking in form QA 22 duly signed by all the persons (irrespective of nationality) who are authorised to operate on the accounts. Fresh declarations will be necessary in the event of any addition to the list of persons authorised to operate on the accounts. Form QA 22 need not be completed by foreign nationals of non-Indian origin permanently resident in India and foreign nationals of Indian origin (other than those who are residing in India for employment of specified duration irrespective of the length thereof or for a specific job or assignment, the duration of which does not exceed three years) and foreign-born wives of Indian nationals and of persons of Indian origin resident in India.
Check the documents required for the Ace Savings Account.
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Sr. No. | Name of the Document (valid) | Identity Proof | Address Proof |
---|---|---|---|
1 | Passport | Yes | Yes |
2 | Driving Licence | Yes | Yes |
3 | Aadhaar (Post e-KYC authentication by Bank) | Yes | Yes |
4 | Voter Id | Yes | Yes |
5 | Job Card issued by NREGA | Yes | Yes |
6 | Letter issued by National Population Register | Yes | Yes |
Explore more savings account options that best suit your needs.
The Ace Savings Account is exclusively designed to give you additional advantages and banking benefits, all without any extra premium. This means, you can get the most out of your banking experience with this one, power-packed savings account.
Basic fees like Non Maintenance Charges, cash transaction/withdrawal charges, DD/Chequebook charges, branch request charges etc. are associated with the Ace Savings Account, for more details please visit : /content/kotakcl/en/personal-banking/accounts/savings-account/Ace-savings-account/fees-and-charges.html
Sr. No. | Name of the Document (valid) | Identity Proof | Address Proof |
---|---|---|---|
1 | Passport | Yes | Yes |
2 | Driving Licence | Yes | Yes |
3 | Aadhaar (Post e-KYC authentication by Bank) | Yes | Yes |
4 | Voter Id | Yes | Yes |
5 | Job Card issued by NREGA | Yes | Yes |
6 | Letter issued by National Population Register | Yes | Yes |
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