Click here to read Frequently Asked Questions on Kotak Credit Card Moratorium
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Joining Fee: INR 0|Annual Fee: INR 199
*waived at an annual spend of Rs 15,000/-
Joining Fee: INR 0|Annual Fee: INR 499
Joining Fee: INR 1499|Annual Fee: INR 999
*wavied at an annual retail spend of Rs 1 Lac
Joining Fee: Nil|Annual Fee: INR 2,500*
Joining Fee: INR 1,999|Annual Fee: INR 299
Joining Fee: INR 500/NIL|Annual Fee: INR 499
*waived at an annual spend of Rs 50,000/-
Joining Fee: INR 500|Annual Fee: INR 500
*waived at an annual spend of Rs 75,000/-
Joining Fee: INR 0|Annual Fee: INR 0
Joining Fee: INR 599|Annual Fee: INR 599
* waived at an annual retail spend of Rs 1,25,000/-
Don’t be put off by the term ‘credit’. If used wisely, credit cards are a convenient tool to manage your short-term financing needs. A credit card is a financial tool that lets you borrow a certain sum of money and repay it back later in instalments. An interest is charged only if the credit amount is not repaid within the grace period which usually ranges between 20 to 60 days. Whether you want to make online payments or swipe the card at a restaurant, everything is possible with a credit card. Besides allowing you to borrow funds conveniently, credit cards also offer a host of benefits such as reward points, cashbacks, frequent flyer miles, credit score etc. A credit card is certainly a must-have item in your wallet.
At Kotak Mahindra Bank, we understand the diversity of our customer’s needs. Hence Kotak Bank offers a wide range of credit cards based on your buying preferences. We have categorized our credit card rewards centred on your preferences such as entertainment, shopping, dining, travel and lounge access. Depending on your purchase inclinations, you are free to choose a credit card that earns you extra points on the things that matter the most to you. So go ahead, explore and compare our wide assortment of credit cards in order to find the perfect match. Once you find the right credit card, you will be able to earn as you spend!
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