Why Us?

The differentiator is our ability to understand the customer's need completely....

Type of Loans

See our full range of loan products and explore based on your requirement

Gold Loan

  • Instant loan
  • Utmost safety of your gold
  • Minimal documentation

Home Improvement Loan

  • Funds for renovating and furnishing home
  • Maximum term is 15 years subject to your retirement age 


Home Loan

  • Doorstep service
  • Attractive interest rates
  • Convenient loan disbursement process

Home Loan Balance Transfer

  • Home loan to pay off existing home loan(s)
  • Future payments to be made to Kotak Mahindra Bank
  • Transfer existing home loan at interest rates that are lower than the original loan

Loan Against Security (Kotak Stock Ace)

  • Competitive interest rates for the Stock Ace accounts
  • Instant liquidity 
  • Interest for Overdraft facility is charged only on utilized funds

Education Loan

  • Quick approval
  • Minimal documentation 

Car Loan

  • Finance options for wide range of cars
  • Attractive interest rates
  • Tailor-made finance schemes

Personal Loan

  • Avail instant personal loan in India from Rs. 50,000 to Rs. 15,00,000
  • Flexible repayment options
  • Attractive interest rates