Enter the world of White Credit Card for exclusive benefits, unprecendented access to premium brands and more.

Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Fuel: Save 1% fuel surcharge across all petrol pumps in India
Railway: Save 1.8% to 2.5% for a ticket booked on www.irctc.co.in or at the railways booking counter^
Convert any purchase above ₹2500 into easy EMI payments
3-month, interest-free period on transferring all other outstanding credit card amounts to Kotak White Credit Card Processing Fee of ₹349 + Service Tax per ₹10,000
Complimentary add-on card for your loved ones with the option to set spending limits as per their needs
*Receipt of these benefits is subject to payment of joining fee. Not applicable for free varaint
^Fuel: Applicable on transactions between Rs. 500 and Rs. 7,500. Maximum waiver of ₹3,500 allowed in a calendar year.
Railway: Maximum waiver of ₹500 allowed in a calendar year.
**Please note, w.e.f. 01st October, guest charges and charges after complimentary visits are exhausted, will be revised to $35 per guest, per visit.
***As per internal norms, customer can hold only one active White or White Reserve Credit Card. White Pass will not be credited if customer holds multiple active White and/or White Reserve cards.
What’s New?