Apply Kotak White Credit Card - Kotak Bank
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Of course that’s not all. There’s always more for you


Surcharge Waiver

Fuel: Save 1% fuel surcharge across all petrol pumps in India
Railway: Save 1.8% to 2.5% for a ticket booked on or at the railways booking counter^


Attractive EMI options

Convert any purchase above ₹2500 into easy EMI payments


Balance Transfer

3-month, interest-free period on transferring all other outstanding credit card amounts to Kotak White Credit Card Processing Fee of ₹349 + Service Tax per ₹10,000


Add-On Card

Complimentary add-on card for your loved ones with the option to set spending limits as per their needs


Priority Attend Service

Dial 1800 266 6666 or SMS KPRIVY to 5676788. For any queries and we will call you back within 30 minutes

*Receipt of these benefits is subject to payment of joining fee. Not applicable for free varaint

#Change in international lounge access: Effective 20th June 2023, you can access international airport lounges by presenting your credit card. Priority Pass card will no longer be required. Visit validation charges of  $3.25 will be debited as a one-time charge & credited back to your card within 7 working days. Enable  this transaction by activating international transactions (Online & in store/ POS) using your Kotak Bank Mobile App or Net Banking.

#For Cards issued till June 01, 2023, Priority Pass Cards will be deactivated on June 20, 2023. Access international lounges by presenting the Credit Card.

#For Cards issued after June 01, 2023, Priority Pass card will not be issued. International lounges can be accessed by presenting the Credit Card starting from 20th June 2023.

#Click here for applicable terms and condition on Lounge Access

**Complimentary visits are applicable only for primary card holders. Charges of $27 are applicable per guest, per visit. Charges of $27 are applicable for the primary holder as well after completion of the complimentary visits.

**Please note, w.e.f. 20th June, guest charges and charges after complimentary visits are completed, will be revised to $32 per guest, per visit.

While signing the visit voucher, do check if the number of guests has been entered accurately. In case there are no guests, strike off or mention NA. Please retain a copy of the visit voucher for 3 months.

^Fuel: Applicable on transactions between Rs. 500 and Rs. 3000. Maximum waiver of ₹3,500 allowed in a calendar year.
Railway: Maximum waiver of ₹500 allowed in a calendar year.

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