Of course that’s not all. There’s always more for you

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Surcharge Waiver

Fuel: Save 1% fuel surcharge across all petrol pumps in India
Railway: Save 1.8% to 2.5% for a ticket booked on www.irctc.co.in or at the railways booking counter^

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Attractive EMI options

Convert any purchase above ₹2500 into easy EMI payments

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Balance Transfer

3-month, interest-free period on transferring all other outstanding credit card amounts to Kotak White Credit Card Processing Fee of ₹349 + Service Tax per ₹10,000

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Add-On Card

Complimentary add-on card for your loved ones with the option to set spending limits as per their needs

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Card Insurance Cover

A lost/stolen Kotak White Credit Card will be insured with a cover of ₹2,50,000 against fraudulent usage for up to 7 days prior to reporting the loss to us

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Priority Attend Service

Dial 1800 266 6666 or SMS KPRIVY to 5676788. For any queries and we will call you back within 30 minutes

*Receipt of these benefits is subject to payment of joining fee. Not applicable for free varaint

**Complimentary visits are applicable only for primary card holders. Charges of $27 are applicable per guest, per visit. Charges of $27 are applicable for the primary holder as well after completion of the complimentary visits.

While signing the visit voucher, do check if the number of guests has been entered accurately. In case there are no guests, strike off or mention NA. Please retain a copy of the visit voucher for 3 months.

^Fuel: Applicable on transactions between Rs. 500 and Rs. 3000. Maximum waiver of ₹3,500 allowed in a calendar year.
Railway: Maximum waiver of ₹500 allowed in a calendar year.

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Credit Cards