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With a good credit score a lender understands your timely payment of your credit dues which reduces risk for lender and increases your chances of loan approval
A good credit score can provide a confidence to a lender to offer you the lowest possible interest rates on home loan, personal loan or credit card
Credit card companies offer the premium cards with best rewards and offers to individual having a good credit score
| CIBIL Score | Creditworthiness |
|---|---|
| 550 and below | Bad |
| 550 - 649 | Poor |
| 650 - 699 | Average |
| 700 - 749 | Good |
| 750 - 900 | Excellent |