Savings Accounts, Personal Loans and Credit Cards

LOANS

SAVINGS ACCOUNT

INVESTMENTS

National Pension System

Secure your retirement with the National Pension System and save tax up to Rs. 62,400*.*T&C apply

INVESTMENTS

Mutual Funds

Start investing in mutual funds online to grow your wealth along with saving taxes.

LOANS

Working Capital Solutions

Avail our array of products offered under Fund and Non-Fund based Working Capital Solutions to grow your business

CURRENT ACCOUNTS

Merchant ONE Account

Exclusively crafted solutions that help grow the business of merchants & retailers

FIXED DEPOSITS

FD interest rate, you just can’t miss!

Your dreams now within reach! Smartly Invest in a Kotak Fixed Deposit & 7.40% for 12 months 25 days . So, turn your dreams into reality now

INVESTMENTS

Pay ZERO brokerage via Trinity A/c

Get Savings + Demat + Trading all-in-one A/c. ZERO time to transfer funds from Savings A/c & ZERO charges for Intraday Trades.

way to bank

Join RBI’s Digital Rupee via Kotak e₹ app

Scan ANY QR or Pay to Mobile Number/Contact via Kotak e₹ app to pay with complete privacy and safety.

CURRENT ACCOUNT

Free QR with the Trust of Kotak – The Superhit Jodi

Collect UPI payments at no extra cost and get them credited to your linked Current Account

CONNECT US

Here are easy ways to connect with us!

Visit the nearest branch | Call us 24*7 on 1860 266 2666 | Write to us

NRI BANKING

The world is bullish on our India!

Make the most of India's growth story, with our NRI services

Kotak BizLabs

Bring us your dreams, you crazy dreamers.

Kotak BizLabs supports startup founders with funding, mentorship & resources to grow.

who-is-a-co-applicant-and-the-benefits-to-co-applicant-for-home-loan-article

Stories in focus

AI729 - Mobile Banking Banner refresh 13-09-2023

Ways to Bank

Net Banking

Net Banking is a convenient way to bank from the comfort of your home or office - a one stop solution for all of your banking needs.

Investment

Kotak Trinity Account

Upgrade your Savings A/c to a 3-in-1 A/c. (Savings + Trading + Demat A/c). Also avail Zero Brokerage Trading plans

Want to report online financial fraud?

Dial the Cybercrime helpline number 1930 or visit www.cybercrime.gov.in now. Follow Cyberdost for more updates on cyber hygiene.

Ask for your CKYC Identifier today!

Benefits of the identifier: Linked to your KYC data | Open A/c faster with reduced paperwork | No repeated submission of documents

DEMAT ACCOUNT

3-IN-1 ACCOUNT

Savings + Demat + Trading
Stocks | Bonds | ETFs | IPO

Join us in the #MaukaGanwao campaign

Online financial safety is crucial but difficult to remember. So, let’s learn how to spot and avoid common online scams in a fun way

Rates & Charges

Deposits

Fixed Deposit (12 months 25 days)

7.40% Regular

7.90% Senior Citizen

Savings Account

4%* Interest Rate

Loans

8.75%* Home Loan

10.99%* Personal Loan

Grab the right interest rate with Kotak Fixed Deposit!

Personal Loan at incredibly low rates

Kotak811 Savings Account

Kotak Home Loans

National Pension System

Mutual Funds

Working Capital Solutions

Merchant ONE Account

FD interest rate, you just can’t miss!

Pay ZERO brokerage via Trinity A/c

Join RBI’s Digital Rupee via Kotak e₹ app

Free QR with the Trust of Kotak – The Superhit Jodi

Here are easy ways to connect with us!

The world is bullish on our India!

Bring us your dreams, you crazy dreamers.

Browse through and read from our collection of specially curated stories, for your reading pleasure

BHIM UPI

Did you know? One app can do it all!

Net Banking

Kotak Trinity Account

Want to report online financial fraud?

Ask for your CKYC Identifier today!

3-IN-1 ACCOUNT

Join us in the #MaukaGanwao campaign

Tune in to Channel Red

For Internet Safety, Raho Do Kadam Aagey!

Rates & Charges

Deposits

Savings Account

Loans