Savings Accounts, Personal Loans and Credit Cards

EVERYDAY SAVINGS ACCOUNT

Step up with the right Savings Account

Enjoy offers on BookMyShow, EazyDiner and many more popular brands

811 SUPER

Backing you with every swipe

Enjoy ₹6000 cashback every year

HOME LOANS

Aspire to own a home in your dream pincode?

Make it possible with Home Loans starting at just 8.20% p.a.

Mutual Funds

Your goals need systematic investments

Kotak recommended Mutual Funds tailored to your goals

3-IN-1 TRINITY ACCOUNT

Save, Trade, & Invest smartly

Seamless transfer of funds, Zero* account opening fee

NRI SERVICES

Dissolving distances. Powering ambitions

Seamless account opening within 72 hours

PERSONAL LOANS

Power your aspirations with Personal Loans

Get loan up to Rs.35 lakhs with complete ease

CURRENT ACCOUNT

Power your entrepreneurial dreams

Enjoy simplified transactions and grow the smart way

Business Lending

Not enough funds for your business dreams?

Flexible collateral-free loans from ₹3 lakh to ₹1 crore

Working Capital

Your big ambitions need smart capital

Answer business opportunities with confidence, thanks to our working capital solutions

Knowledge Hub

who-is-a-co-applicant-and-the-benefits-to-co-applicant-for-home-loan-article

Stories in focus

Need Help?

Visit Help Center

Get information on all topics

Get in touch with a phone banking expert

Locate us

Find a branch or ATM near you

Report a fraud

Raise a dispute or report suspicious transaction

Lodge a complaint

Raise a grievance for any service deficiency

Block lost/stolen card

Report a lost or stolen card

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Ways to Bank

Net Banking

Net Banking is a convenient way to bank from the comfort of your home or office - a one stop solution for all of your banking needs.

Investment

Kotak Trinity Account

Upgrade your Savings A/c to a 3-in-1 A/c. (Savings + Trading + Demat A/c). Also avail Zero Brokerage Trading plans

Want to report online financial fraud?

Dial the Cybercrime helpline number 1930 or visit www.cybercrime.gov.in now. Follow Cyberdost for more updates on cyber hygiene.

Ask for your CKYC Identifier today!

Benefits of the identifier: Linked to your KYC data | Open A/c faster with reduced paperwork | No repeated submission of documents

DEMAT ACCOUNT

3-IN-1 ACCOUNT

Savings + Demat + Trading
Stocks | Bonds | ETFs | IPO

Join us in the #MaukaGanwao campaign

Online financial safety is crucial but difficult to remember. So, let’s learn how to spot and avoid common online scams in a fun way

Rates & Charges

Deposits

Fixed Deposit (12 Months 25 Days to less than 23 Months)

6.60% Regular

7.10% Senior Citizen

Savings Account

3.25%* Interest Rate

Loans

8.20%* Home Loan

10.99%* Personal Loan

Enjoy exclusive offers with Kotak Credit Cards.