BHIM UPI Features - Use Kotak BHIM UPI Now for Instant Money Transfer

BHIM UPI allows you to send/receive money using unique identifiers called 'Virtual Payment Addresses (VPAs)/UPI ID' for e.g. Myname@Kotak . There is no need to carry your Debit or Credit Cards or remember details like bank account numbers or IFSC codes. No hassle of adding a beneficiary before transferring money to another person's UPI ID.

Create your Virtual Payment Address (VPA)

Link all your bank accounts
(part of UPI)

Send Money or Receive Money

Collect Money

Balance enquiry

Set/Reset UPI PIN

Check transaction status

Raise a query

Roles and Responsibilities of NPCI, PSP and TPAP.

Dispute Redressal mechanism.

NPCI - Dispute Redressal Mechanism

Kotak Customer – Download ‘Kotak Mobile Banking’ App and start using UPI

Download Now

Frequently Asked Questions

Can NRIs use UPI?

Yes. NRIs can now use UPI to make payments within India through their Kotak NRE or NRO accounts provided their International or Indian mobile numbers are linked to the bank account. UPI payments are currently supported for International numbers across: USA, UK, UAE, Singapore, Canada, Australia, Hong Kong, Oman, Qatar, Saudi Arabia, France and Malaysia.

How do I activate UPI on my Kotak NRE/NRO account?

To activate UPI:

Open the Kotak app
Go to ‘Pay’ tab
Under ‘Transfer Money’ choose ‘UPI’ and click on ‘Get Started’
Create UPI ID and use your phone number as a UPI number.
Click “Continue” to create and complete linking your UPI ID with your bank account.

Is UPI available on both NRE and NRO accounts?

Yes. UPI is now supported on both NRE and NRO accounts at Kotak Mahindra Bank.

Can I use UPI to make payments from my NRE/NRO account to Indian accounts?

Yes. You can use UPI to pay individuals or merchants within India, provided your account is UPI enabled and your mobile number is linked with your bank account.

Can I receive payments into my NRO Kotak account via UPI?

Yes. NRO accounts support both receiving and making payments via UPI.

View All

Making payments withKotak UPI is quicker thanreading this sentence!