BHIM UPI
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Please note, this is a soft login and no personal financial data will be saved here for security reasons.
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Transactions using BHIM UPI are instant and are completed within seconds.
The Virtual Payment Address (VPA) is a unique identifier assigned to your bank account by any of the UPI apps. The VPA has a format of username@Kotak in Kotak Mobile Banking App.
Transaction limits are mandated and modified by NPCI frequently. They are subject to the limits prescribed from time to time by the other banks, where the user holds a bank account and has linked the said Bank account in the Application.
Money transfers using UPI can be made 24x7 instantly which means it can be done on holidays as well and are not dependent on banking hours.
You can send money to:
The advantages of BHIM UPI are:
Transactions could fail due to multiple reasons at the sender or the beneficiary side. Some of the reasons could be:
Once the transaction is successful, the money will be deducted from your account immediately and this change will be visible in your account balance. If the change is not visible, you can check the status of the transaction in the Transaction History section of the app.
You can view your transaction history by clicking in the "Transaction History" section of the app . You can access the section by going to "My Kotak" or "Banking" > BHIM UPI > Transaction History. You can select the date range for the history required and all the transactions within that range would be displayed on the app.
