Credit Card Payments
Pay your Credit Card bills with ease, the way you want to
Manage your Kotak Accounts and Credit Cards with ease using Kotak Mahindra Bank's official mobile banking application.
Click here to down load Mobile App or Download the Kotak Mobile Application from Google Play Store.
Steps: Kotak Mobile Banking > Home Page > Select Credit Card > CC Payments.
Other exciting features available in Mobile banking
If you’re registered for Kotak Mahindra Bank’s Net Banking facility, you can transfer the Credit Card bill amount from your Savings or Current Account to the Credit Card account, online.
Here’s how you can pay your Credit Card bill with NEFT:
Experience simple, hassle-free Credit Card bill payments with WebPAY. This service allows you to pay your Credit Cards bills online from any* of your non-Kotak Mahindra Bank Savings Accounts, be it from your home or office.
Click here to see the list of banks to which this service is extended.
Here’s how you can pay your Credit Card bills with WebPAY:
Please Note: Your Kotak Credit Card account would be credited with the amount authorised by you within 3 working days (excluding weekends and bank holidays), for all payments made through WebPAY.
Keeping in line with our dedication to providing Kotak Credit Cardholders with the most convenient bill payment experience, we’ve now added NEFT channel as another option for them. The National Electronic Funds Transfer (NEFT) system is a nation-wide funds transfer system to facilitate transfer of funds from any bank branch to any other bank branch.
Here how you can pay your Credit Card bills with NEFT:
Here are the details you will need to enter:
Here's how you can pay your Credit Card bill with IMPS:
Never forget to clear you Credit Card bills on time again with the Auto Debit option.
If you have an account with Kotak Mahindra Bank, you can instruct us to automatically debit your bank account with either the Minimum Amount Due or Total Amount Due of your monthly outstanding on your Credit Card.
Click here to download the Auto Debit Authorization Form.
The signed copy of the form can be submitted at a Kotak Mahindra Bank branch, or couriered/faxed to the below mentioned address:
Manager - Customer Correspondence Centre
Kotak Mahindra Bank
Attn: Customer Correspondence Unit - Credit Cards
3rd Floor, Akruti SMC Centre, Khopat,
Next to ST Stand, Thane (W) - 400601
You can pay your monthly Kotak Credit Card bill by transferring money from your VISA Debit Card. To take advantage of this convenient and secure facility, all you need to do is log on to your bank’s net-banking service and register your Kotak Credit Card for VISA Credit Card Payment. That’s it.
You can then start using VISA Credit Card Payment to make your Kotak Credit Card bill payments whenever you want.
Please note that the transfer will typically be reflected in 2-3 working days.
Here’s how you can pay your Credit Card bill through Phone Banking:
To contact Kotak Customer Service, you can call 1860 266 2666, 24x7.
You can visit any Kotak Mahindra Bank branch and deposit cash towards your Credit Card Account.
To find a branch near you, SMS ‘K Branch <6-digit PIN Code> to 5676788 or 9971056767
Charges applicable: Rs. 100 plus Service Charge
You can drop a local cheque, payable to Kotak Mahindra Bank Card A/C, followed by your 16-digit Credit Card Number, at any one of your drop boxes located in ATMs and branches.
To find a drop box near you, SMS ‘K DROPBOX <6-Digit PIN Code> to 5676788
Please Note: This payment will reflect in your Kotak credit card account in 5 Working Days on realisation of the cheque.
Know more about different Credit Cards provided by Kotak Mahindra Bank.