You never know when the need for cash may suddenly arise, and when it does happen, it can get quite stressful. But with Kotak, you can get a personal loan on your Credit Card instantly, and use the cash for your desired requirements.
Personal loan amount up to INR 5,00,000
Flexible tenures ranging from 06 to 48 months
Instant transfer to Kotak or Any Other Bank Savings Account
Request you to keep your bank details (Account number, IFSC code, Bank Name & Branch Name) handy in case you wish to avail NEFT transfer of the loan amount.
* Offer valid for selected customers only. Terms and Conditions apply.
Micro ATM is a mini version of an ATM. Micro ATMs are like modified point of sales terminals this terminal can connect to banking network via GPRS to perform banking transactions. This machine contains card swipe facility. This initiative aims to bridge the gap between the need and availability of cash requirement in the eco-system.
Google Pay is secure and easy-to-use mobile payment service which can be used to make purchases and payments nearly everywhere.
You can open a Kotak UNI Student Bank Account digitally, from anywhere, thanks to the Video KYC feature. It involves getting on a video call with a Kotak bank executive to complete your KYC process, essentially ruling out a visit to a Kotak bank branch completely.
Through this facility you can earn a much higher interest on your idle funds in the Savings Bank Account.
The idle funds from your savings account (at a pre-specified threshold limit) are transferred automatically to a term Deposit. The funds move back in to the savings account in case of funds requirements.
The advantages of this facility are: