Dear customer, we have updated Kotak Mobile Banking App for iPhone and Android with a mandatory update for security reasons. Please update immediately. Kotak Mobile Banking app will not work on older versions and if you open an old version, you would see a message: “Seems like your network connection is not secure. Please uninstall any third party applications which compromise security and try using Kotak Mobile Banking App again"

Frequently Asked Questions


How do I get the Kotak Mobile Banking App?

You can download the Kotak Mobile Banking App from or go to the app store on your device (Apple App Store / Google Play Store / Blackberry World / Windows Store). You can also SMS Mobile to + 91 9971056767 / 5676788 to receive a link of the app on your registered mobile number.

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What type of handset do I need to use the Kotak Mobile Banking App?

Kotak Mobile Banking App is supported on GSM / CDMA phones. The app is available in iOS (version 4.3 onwards), Android (version 2.2.3 onwards), Windows (version 8.0 onwards) and Blackberry (version 5.0 onwards) operating systems. You need to have access to internet to use the app.

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Can I access Kotak Mobile Banking if I have not registered for Net Banking?

Yes. Mobile Banking access is not related to Net Banking. You can register for Mobile Banking using your active Credit or Debit Card details.

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What precautions do I need to take while using Mobile Banking?

Following are the precaution that neess to be taken:

  • Memorize your MPIN and do not write it anywhere. Please don't disclose your MPIN to anyone, including Kotak Mahindra Bank staff
  • Change your MPIN at regular intervals
  • Do not use obvious numbers like date of birth, mobile or landline number, etc. as MPIN

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Will I be charged for using the app?

Mobile Banking app is absolutely free. There are no charges levied by the bank. However standard internet usage charges are applicable as levied by your service providers.

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