Net Banking
Be it an article you were reading, a product you were exploring or a journey you left unfinished, starting from where you left off is simpler than you can imagine. Just register for ‘Everything Me’ using any of your social media accounts and you are all set.
Please note, this is a soft login and no personal financial data will be saved here for security reasons.
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Now with Net Banking you can enjoy a convenient way to bank from the comfort of your home or office. Explore a one-stop solution for all your banking needs 24x7 with Kotak Net Banking services.
Bank 24X7 - anywhere, anytime
Stringent security for safe Online Banking
View account details
for all your accounts
Online Password Regeneration
& unlock User ID instantly
A simple registration process lets you be in control of your account from around the world through Kotak Net Banking. Now, you can register online for Net Banking. Click here to register for Net Banking instantly. This facility is available only for individual customers. You can also register for Net Banking via below options:
Option 1: You can request for Net Banking registration by calling our Customer Contact Centre - 1860 266 2666 (24x7) or +91 22 6600 6022
Option 2: You can also submit a physical request form:
Step 1:
Step 2:
You can also send the filled form through ordinary post to:
Customer Contact Centre,
Kotak Mahindra Bank Ltd.,
Post Box Number 16344,
Mumbai 400 013
If you are already registered for Net Banking and want to regenerate password, click here
Saving and Current Accounts:
Fixed / Recurring Deposit Accounts:
Fund Transfers:
Add / Manage Beneficiaries:
Tax Filing & More
Statements & Certificates
This section provides access to view your Demat account details. You can also trade online in these securities by opening a trading account with Kotak Securities Ltd.
Account Services:
Requests:
Additional Features:
Investments:
Account Services:
Transaction Services:
Requests:
Other Features:
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This is a onetime use virtual card which enables you to shop online on any website that accepts VISA cards, in a secure way.
Kotak Netc@rd usage:
Transaction Services:
Kotak BillPay is an Electronic Bill Presentment and Payment Service. A secure and hassle free way to pay your bills!
Receive funds from any non Kotak Bank Account to your Kotak Bank account using RBI's ECS facility absolutely FREE.
You now have a wide range of Service Requests that are available to you online. You can place a Service Request and even view your service request details.
Savings and Current Account Service Request
Deposit Service Requests:
Home Banking2 Service Requests:
Debit / Prepaid Card Related Request:
Payment Gateway Related Request:
You can now apply for IPO/FPO/Rights Issue through Kotak Net Banking without any paper-work and from the convenience of your home / office.
You can view and download your previous months' digitally signed statements including your Annual Combined Statement for the previous financial year through the Statement tab. Also you can request for your preferred statement delivery option by clicking on Statement Registration.
It is very important to keep your Profile details updated with the bank to avoid missing on bank alerts, important messages, updates or correspondence. In Profile section, you can view and update your below mentioned Profile details:
Steps to update Profile details:
Note:
Disclaimers
1 Online facilities for investment in Mutual Funds as well as trading in secondary market is available across all countries except USA and Canada
2 Facilites available in India only
Now, regenerate your Net Banking password if you have forgotten it or unlock it online if it's locked with ease in just a few simple steps.
Steps to regenerate Net Banking password online for NR customers who have not set Security Questions :
1Conditions apply. You can give us financial instructions through our Phone Banking service based on your account operating mandate, i.e. if you have a single or unconditional signing authority on your account, you can transact on your accounts through the phone
#Conditions apply
Virtual KeyPad The Virtual KeyPad protects you from malicious Spyware and Trojan Programs designed to capture your keystrokes and thus reveal your Security Questions . Kotak Mahindra Bank provides the option of Virtual KeyPad, for inputting User ID-Password information for Net Banking. For your safety, keys of Virtual KeyPad get rearranged every time you select Virtual KeyPad.
256 Bit SSL Encryption - Kotak Mahindra Bank uses 256 bit Secure Socket Layer (SSL) Encryption for information transmitted during an Internet Banking session, which is accepted as the best industry standard for encryption.
Timed Log Out - To protect your accounts from unauthorized access, our system is designed to terminate session automatically if extended inactivity is detected.
Auto Block Feature - In order to protect your account security, access to Net Banking will be automatically blocked once multiple attempts to log in are made with an incorrect User ID and Password.
While we ensure to make sure your online transactions are secure, you also have a role to play to ensure online security. Here are some additional steps you can take to ensure the security of your transactions:
Your information is the most valuable asset to protect yourself from online fraud such as Identity Theft. Identity thieves try to obtain key pieces of your confidential information in order to gain access to your bank account. To protect your confidential information follow below mentioned steps
Do's
Don'ts
Phishing refers to a person or a group of cyber-criminals who create a copy of an existing legitimate web page (in the name of your bank) to trick users into providing sensitive personal information. Responding to 'phishing' emails put your accounts at risk.
To carry out this trick, the phishing scammers send fraudulent email disguised as an official request for information from the bank. Generally, they also create a look-a-like website that is designed to closely resemble the target company's official site. The fake website may appear almost identical to the official site.
Recipients of the scam mail are requested/ lured to click on a link, which will cause fake website to open in the user's browser. The recipient will be asked to enter the user ID and Password of Net Banking. The scammers then use this information to their advantage. Very often such phishing emails may contain various spelling mistakes. Even the links to fraudulent website may contain URLs with spelling mistakes.
Vishing is a combination of Voice and Phishing that uses Voice over Internet Protocol (VoIP) technology wherein fraudsters feigning to represent real companies such as banks attempt to trick customers into providing their personal and financial details over the phone.
In this trick, fraudsters call up customers through an automated dialer through a computer-modem. Once the phone is answered, an automated recording is played to inform customer that customer's bank account had an illegal activity and customer should call the recorded phone number immediately.
Once the customer calls up the recorded number, he is asked to enter his confidential information such as Account No, User ID, Password, Date of birth etc on phone keypad. Once the customer enters the required details the fraudsters have all the confidential information required to carry out transactions in the customer's account.
Vishers generally do not have any actual information regarding customer and would address customer as 'Sir' or 'Madam' and not by their actual name.
Identity theft is a crime in which fraudsters try to obtain key pieces of your personal information such as date of birth, mother's maiden name, passport number, etc. in order to gain access to your bank account, make online purchases or illegally apply for New Account /Credit Card. Fraudulent Web-sites/E-mails, misplaced account statements or personal documents, impersonation as bank staff are some of the tools used by fraudsters to gain access to customer's personal information. Revealing personal information to unknown entities puts your account at risk.
By using gathered personal information, fraudsters carry out transactions through banking channels such as Phone Banking, Internet Banking to their benefit. In a worst case scenario, they can also transfer funds from your account.
Nigerian fraud refers to fraudulent schemes which starts with bulk mailing/e-mailing of offers asking the recipients to enter into a business or to extend help in getting money transferred in return for huge commission. The scam is referred to as '419 Scam' after the section 419 of Nigerian Penal Code.
The Nigerian fraud emails commonly have proposals such as transfer of funds, generous reward for helping to move large balance of funds or offer of disbursement of money from 'Will'.
Such mails would generally display a sense of urgency and ask for bank account and other details. These mails may also ask the recipient of the letter or email message to pay something like a fee / tax / bribe to complete the deal - this is the Advance Fee. Such an advance fee is always lost.
ING Vysya Bank systems have merged with Kotak Mahindra Bank systems. Now, Kotak Mahindra Net Banking will be a single access to all your Banking, Credit Card, Demat, Loan, Investment accounts and more.
How to login: Retail Net Banking:
Click on KOTAK LOGIN on the right hand side of the website and select "Net Banking". Enter your CRN* (user ID) along with the existing ING Vysya (Now Kotak) Net Banking password.
Business Net Banking (Corporate users):
No separate login for corporate users. Click on KOTAK LOGIN and select Net Banking. Login using your CRN (user ID) along with the existing ING Vysya (Now Kotak) Net Banking password.
Joint Account holders:
Will be able to login and view account details. Online transactions are currently unavailable. This will be enabled shortly. * Your Customer ID / CIF has now been renamed as "CRN (user id)". In case your Customer ID / CIF has changed to a new Customer Relationship Number (CRN), you would have got that intimation, please use the new CRN. You can also check your new CRN on https://www.kotak.com.
What doesn't change when you use the new Kotak Net banking platform:
What's different from erstwhile ING Vysya (Now Kotak) Net Banking
What's New for you with Kotak Mahindra Net Banking?
Banking on the Internet is like having a bank branch on your desktop. You can access your bank any time and from any place.
With Kotak Mahindra Net Banking, you have the advantage of viewing activities in your banking, Demat and investment accounts, transfer funds between your / third party accounts with Kotak Mahindra Bank, or with any other Bank which participates in RBI NEFT/ RTGS scheme, request a cheque book and physical statement, purchase & redeem investments online1, pay your utility bills, register for payment gateway and access many more services.
Following are the online banking activities:
Please follow the below steps:
InterBank Fund Transfer is a facility that allows you to transfer money from your account with Kotak Mahindra Bank Ltd. to an account in any other Bank, subject to the beneficiary's bank participating in the RBI National Electronic Funds Transfer (RBI - NEFT) scheme. This facility is available currently to resident Indian customers only.
You need to login using your Net Banking login ID and password, and select InterBank Fund transfer option under Payments on the left hand side menu.
You will then need to select the source account and enter the amount to be transferred and the details of the beneficiary account like beneficiary name, beneficiary account number, account type, bank name and the destination branch.
Following are the activities: