Startup Premium Current Account
Non-Maintenance Charge Waiver for the first 12 months | RTGS/NEFT Payments at no extra charge

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Non-Maintenance Charge Waiver for the first 12 months | RTGS/NEFT Payments at no extra charge
The Kotak Startup Premium Current Account offers banking services across different categories to support your business, empowering you to take your business to the next level. In the first year, enjoy exemption from Non-Maintenance Charges and preferential pricing for Trade and Forex solutions. Explore digital fund transfer options with maker-checker and bulk upload facilities. The Kotak Startup Premium Current Account offers innovative features and exclusive benefits, making it an apt Current Account for startups. Elevate your business with a banking partner that understands and caters to all your unique business needs.
Waiver of Non-Maintenance Charge for the first twelve months from the date of the Current Account opening
Preferential pricing on import/export services
Enjoy safe, digital and bulk fund transfers with a Maker-Checker facility
Enjoy offers from our empanelled partners to simplify the nitty-gritty of your business
We understand your dedication, drive and focus to take your Startup to the next level. This is why we have curated a bouquet of solutions that aptly meet the unique requirements of your business and empower you to grow more.
Features & Benefits of the Startup Premium Current Account
The Kotak StartUp Current Account is available to the following entities:
*Based on usage of all trade services (1 trade transaction per month)
A Startup Current Account is specially designed to meet the unique needs of newly incorporated businesses.
Managing finances well should be your priority during the initial years of your business. Taking control of your finances is essential to manage different requirements and ensure the venture runs smoothly. A Startup Premium Current Account can be a great help in this regard.
For deposits of 7 days and above. ActivMoney (Auto Sweep) is a facility for automatically sweeping out funds above a pre-specified threshold from your Current Account to a Fixed Deposit (FD) Account for 91 days. In case of insufficient balance in the Current Account, the FD will be broken prematurely, and the required amount will be transferred to the Current Account. Default Sweep Out and Sweep In limits for an account variant are the minimum thresholds, and one cannot opt for limits lower than these. Auto Sweep Out of funds above a pre-specified threshold from the Current Account to Fixed Deposit will be for 91 days (for NRE accounts, it will be for 1 year) and in multiples of ₹5,000/-. The nomination registered for the Current Account will apply for FDs created through ActivMoney. If the customer opts for ActivMoney in an account, standalone Fixed Deposits cannot be linked to that account. Terms and Conditions guiding the Fixed Deposit will be applicable to Fixed Deposits booked under ActivMoney. The Bank may, at its absolute discretion, discontinue/suspend any of the services completely or partially, with or without any notice to the customer. For ActivMoney (2-way sweep deposits), regular Kotak Fixed Deposit rates will be applicable, basis the tenor of the deposit without any pre-payment penalty.
For detailed terms & conditions, please visit www.kotak.com