Startup - Regular
Current Account

• Waiver of non-maintenance charges for the first 12 months from the month of account opening
• Free cheque payments and collection - across in India
• Free cheque collection through 'speed clearing'
• Free multi-city cheque books (200 at-par cheque leaves per month)
  
• Free cash deposit¹ and withdrawal at the home branch
• Free cash deposit at non-home-branch locations - up to Rs 100,000 per month
• Free cash withdrawal at non-home-branch locations - up to Rs 50,000 per day
• Home-banking service: On call cash/cheque pickup and delivery. ⁴
  
• Free beat service - daily visits (home or office) for cheque pickup and deposits in to the account
• Free outward cheque returns (up to three instruments per month)
• Free NEFT and RTGS at branches and through net banking
• Free 24x7 Net Banking, Mobile Banking, Phone Banking, and SMS Banking
• Balance alerts / transaction and value-added alerts through SMS at a nominal charge (alerts through email are free)
• Kotak Circle - group multiple current/savings accounts together. Provides flexibility in maintaining minimum group AQB balance in any one or more account
• Dedicated relationship manager who will be a single point of contact at the bank
• Faster outstation cheque collection
• Better forex rates and efficient trade services
• Cash-management services available
• Forex Live³ - an internet-based foreign exchange trading platform that enables buying and selling foreign currency for import/export transactions and other remittances
• Payment gateway solution for quick receipt of payments from your customers⁴
• Point-of-Sales Solutions (POS)- standalone and wireless POS terminals, GPRS

Salary account - Corporate salary account for start-up employees with a minimum criteria of five employees and average salary of Rs 25,000.

Value-added services:

Every business needs a set of services that form its backbone. Avail these services at special rates negotiated for Kotak Bank only:
The list below is indicative, and based on the availability of the concerned service providers:

• Taxation Services
• Enterprise Solutions for Business 
• Workplace solutions
• Marketing Solutions
• Digital-media solutions
• Digital signatures and certificates
  
• Travel services

For more details click here

Disclaimer:

The above services are provided by third-party service providers and not by Kotak Mahindra Bank, and the Bank does not endorse / guarantee / offer warranty on any of these third-party services and does not provide any service commitment with respect to any of the offers / services made by these third-party service providers. The Bank is just providing information by mentioning these services, purely for the convenience of its customers, and the Bank is a mere facilitator of these services provided, and shall not  bear any liability or obligation if the customers avail these services from these third-party service providers. The Bank does not earn any commission or fee upon its customers viewing or availing of these services from the third-party service providers. If any customer chooses to avail of any of the services, the Bank shall not be a party to, or be concerned with any of the services, or be responsible for any act of omission / negligence/ deficiency of services or unacceptable service levels on the part of the third-party service providers. It is understood that by availing of any of these services, the customer so availing, deals with the third-party service providers directly. The customer is free to avail such services from any other service provider.