Open a Kotak Startup Current Account - Boost your success

Open a Kotak Startup Current Account - Boost your success

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Startup Regular Current Account by Kotak

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Our array of solutions to boost the growth of your Startup

Non-Maintenance Charge waiver

Waiver of Non-Maintenance Charge for the first twelve months from the date of the Current Account opening

Trade and Forex Solutions

Preferential pricing on import/export services

Payment and Collection Solutions

Enjoy safe, digital and bulk fund transfers with a Maker-Checker facility

Offers Beyond Banking

Enjoy offers from our empanelled partners to simplify the nitty-gritty of your business

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Customised Current Account with a host of solutions for your Startup

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Startup Current Account Features

Non-Maintenance Charge waiver for the first twelve months from the date of the Current Account opening
Free RTGS/NEFT payments at branches or via Net Banking
Free cash withdrawal at non-home branch locations up to Rs. 50,000 per day
No Cash Deposit charges up to 10 times the previous month’s average credit balance, Maximum of Rs. 1 Cr. per month; Standard charges apply thereafter
Free cheque payment and collection pan-India
Balance alerts / transaction and value-added alerts through SMS at a nominal charges. Email alerts are free
Free outward cheque returns (up to three instruments per month)

More power to your business

Offers Beyond Banking across different categories to support the nitty-gritty of your business . Explore more
Salary Account - Corporate Salary Account for Startup employees
Simple and secure fund transfer through bulk uploads with a Maker-Checker facility
Collection solution for convenient reconciliation of receivables through RTGS / NEFT/ IMPS
Preferential pricing for trade transactions with a minimum benefit of Rs. 1,10,000* per annum
Wide range of collateral-free, customised Business Loan Solutions to grow your business
Accept payments digitally with the Kotak Point of Sale (POS) machine
kotak.biz, an easy-to-use payment collection app, that helps you turn your phone into a cash counter and avail multiple digital collection options

*Based on usage of all trade services (1 trade transaction per month)

Solutions for your business

Point of Sale (POS) Machine

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Connected Banking

API Banking

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Offers Beyond Banking for your business

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Business Management and Marketing

Enjoy a host of digital marketing offers that cater to all your business and marketing related requirements.

Enterprise Resource Planning

Get offers that enable you to manage your day-to-day business transactions and processes with a host of accounting software.

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Business Travel

Streamline your business travel with curated offers. Enjoy discounts, plan your journey easily, and maximise productivity while focusing on what matters most – your business.

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Supply Chain and Logistics

Avail offers that empower your business with easy flow of goods and services and optimum logistics management.

Human Resource

Enjoy offers on HR software that help you transform your company. Manage salary payments easily with payroll software.

Workspace Management

Make the most of our offers and work in a flexible environment suited to your taste - a lively work pad that gives you a vibrant setting to convert all your ideas into reality.

Taxation & Legal

Get offers on assistance on matters concerning legal and tax issues and grow your business the right way.

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Healthcare/Medical Equipment

Avail offers that provide you with best-in-class medical equipment for all your product-based needs. Also, get round-the-clock appointment booking, onsite and remote consultations, access to a wide network of doctors and much more.

For deposits of 7 days and above. ActivMoney (Auto Sweep) is a facility for automatically sweeping out funds above a pre-specified threshold from your Current Account to a Fixed Deposit (FD) Account for 91 days. In case of insufficient balance in the Current Account, the FD will be broken prematurely, and the required amount will be transferred to the Current Account. Default Sweep Out and Sweep In limits for an account variant are the minimum thresholds, and one cannot opt for limits lower than these. Auto Sweep Out of funds above a pre-specified threshold from the Current Account to Fixed Deposit will be for 91 days (for NRE accounts, it will be for 1 year) and in multiples of ₹5,000/-. The nomination registered for the Current Account will apply for FDs created through ActivMoney. If the customer opts for ActivMoney in an account, standalone Fixed Deposits cannot be linked to that account. Terms and Conditions guiding the Fixed Deposit will be applicable to Fixed Deposits booked under ActivMoney. The Bank may, at its absolute discretion, discontinue/suspend any of the services completely or partially, with or without any notice to the customer. For ActivMoney (2-way sweep deposits), regular Kotak Fixed Deposit rates will be applicable, basis the tenor of the deposit without any pre-payment penalty.
For detailed terms & conditions, please visit www.kotak.com

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You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

In case you wish to speak to our phone banking officer for urgent resolution

Be it an enquiry, feedback or a simple suggestion, write to us & we'll get back to you

You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

In case you wish to speak to our phone banking officer for urgent resolution

Be it an enquiry, feedback or a simple suggestion, write to us & we'll get back to you