Home Loan Interest Rate - Lowest Housing Loan Interest Rates | Kotak Mahindra Bank

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Frequently Asked Questions

What is a floating rate Home Loan?

Floating rate of interest is the interest rate, which changes with time because of multiple factors. If rate of interest is increased by the lender, then rate of interest increases for all the customers who have availed a home loan on floating rate and hence customer EMI also increases.

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How to calculate home loan interest rates?

You can calculate home loan interest rates using our Home Loan eligibility calculator (https://rcasprod.kotak.com/home-loan). Enter your basic  personal and employment details and on submission, you will be able to see  interest rate, applicable to you, basis your profile.

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For loans: Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.

* Rs. 5,000 Flat processing fee applicable for women applicants.