Senior Citizen Bank Savings Account

• Home Banking#
  Cash or Instrument pickup/delivery service for you to have a convenient experience.
  
  #For Pro/Classic 2 calls per month and for Ace 5 calls per month are free, beyond which charges are applicable as per GSFC
  
  
• Kotak ActivMoney
  Earn FD like interset rate upto 7% with your Grand Savings Programme. Sweep in Sweep out limit as per variant. Click here to know more.
  
  
• Debit Card
  The Debit card offers you Purchase Protection^ up to Rs. 1 lakh for all consumer durable goods purchased.
  
  For further details and benefits of your card please click here.
  ^ Conditions Apply
• Easy Bill Payment
  Set up AutoPay and pay bills directly from your account. Now you will never have to worry about missing a bill payment.
  
  
• Overdraft facility
  Forget about having to break a Fixed Deposit and losing out on the interest during emergencies. Get money when you need it by opting to get an Overdraft of up to 85% on your Fixed Deposit.
  
  
• Net Banking and Mobile Banking
  With our world-class digital banking solutions and its 180+ features you can bank with ease 24*7. Transfer money, pay bills, recharge your DTH account, book flight tickets and much more through our new-age, user-friendly Net Banking and Mobile Banking app.

• Experience Kotak Rewards** feature where you can earn up to 1500 Kotak Reward Points on purchases carried out through your Debit Card and redeem points across categories like groceries, apparel, hotel, dining, shopping etc. T&C Apply.
• Rewards details on Debit Card spends are listed below (w.e.f. 1^st June 2022)

Below are the details of Reward Points:

**Rewards are subject to meeting of minimum spends criteria and maintaining average monthly balance . Spends should be on domestic merchant transactions using Debit Card. The reward points will be credited every month for the previous calendar month in your Kotak Rewards account. Validity of reward points will be 1 year from the date of credit. Details of the same will be communicated through email on registered email id or SMS on registered number. ATM cash withdrawals are not eligible for Rewards. Accrued Reward Points for the last month’s spends will be available in Kotak Rewards Portal latest by 5th of the subsequent month

• Priority Service and first Aid Card
  The Grand Priority Card gets you the preference at our branches. So, no more standing in long queues. This card can also capture all the important details regarding your health status and emergency contacts and acts as a first aid card.
• SMS for a call back SMS KGRAND to 5676788 for a call back between 9:30 am -6:30 pm from Monday to Saturday

• Waiver of Annual maintenance charges (AMC) on Demat Account for the first year
• 25%*discount on locker rental for the first year (applicable for locker allotment in the financial year of enrolling for Grand Programme)
  
  * Terms and conditions apply. Locker subject to availability.
• Exclusive offers and discounts on shopping, dining, entertainment and much more. Know more about the latest offers, terms and conditions.

Check your eligibility for the Grand Savings Account.