Apply Kotak White Reserve Credit Card

White Pass

One card for unparalleled luxury

Simple Milestone Structure

No need to calculate points. Earn direct White Pass value on crossing spend milestones

Unmatched Value

Earn White Pass Value up to ₹ 2.5 lakh annually

Curated Redemption Catalog

Includes gift vouchers of premium brands, flights, hotels and more

Cashback

Redeem your White Pass balance for Cashback

Luxury Lifestyle Management Services

Get access to the most exclusive global events and experiences

Exclusive services

Curated services including travel bookings, personal shopping, restaurant reservations and many more

Mega Events

Get access to some of the most sought after events in the world

Everyday Gifting

Making every occasion unforgettable with personalized services like sending gifts and organizing birthdays

Curated Experiences

Event organization and custom services to fit your individual needs

Club Marriott Membership

Applicable across 350 hotels and 1000 restaurants in Asia Pacific

Fine Dining

Up to 25% off on the food and beverage bills in India and up to 20% off across Asia Pacific

Luxury stays

Up to 20% off on Best Available Room Rates in India and Weekend Room Rates in Asia Pacific

Personal Care

Up to 20% off on Spa treatments in India

Celebration Certificates

3 certificates offering up to 50% off on F&B bills and 30% off on hotel stays

There’s much more to White Reserve

Enjoy unique benefits with your card

Complimentary lounge access

Unlimited lounge access* at 1000+ airports across the world for primary and Add-on cardholders

Minimal Forex Markup

2% foreign currency markup on international spends

Golfing Privileges

2 Free golf rounds each month at select golf courses across the world for the primary cardholder

Other benefits

1% fuel surcharge** across all petrol pumps in India and complimentary Add-on cards

Important Considerations:

* While travelling in India, airport lounges will be accessible by using your White Reserve Credit Card. To view the list of participating domestic lounges click here. For travelling outside India, use your DreamFolks Lounge Card to access international airport lounges. To view the list of participating international lounges click here.

** Get 1% fuel surcharge waiver across all petrol pumps in India. Applicable on transactions between ₹ 400 – ₹ 4000. Maximum fuel surcharge waiver of ₹ 4500 in a year.

Kotak White Reserve. Exquisitely crafted in METAL.