Kotak Credit Cards symbolize the following guiding principles:
Kotak Credit Cards are simple to understand and use. We have taken special care to make them hassle free so that you can spend time on more important things in life that require your attention.
Kotak Credit Cards are transparent in communicating upfront what the Card offers and what you would have to spend for it, if at all. We have taken care that there will be no hidden charges associated with this Card.
Kotak Credit Cards have understood what you need the most from your credit Card, and have been designed to give you only those benefits that are most relevant for you.
This promise from Kotak ensures that you only get the best from your credit Card!
The Kotak League Platinum card has been specifically designed for the High Income or High Net Worth individuals. We have kept in mind your lifestyle requirements and the relevant benefits so that you could derive the maximum out of it.
The Kotak League Card is a VISA Platinum card.
Yes, the Kotak League Platinum card is valid internationally.
Yes, you enjoy an interest free period on retail transactions of up to 48 days.
The interest free period is limited only to the retail transactions & does not include cash transactions. The interest starts accruing from the date of cash withdrawal.
The interest applicable to you is 3.50% per month
A Mark up is charged to the tune of 3.5% every time you do an international transaction. Cash and Retail transactions will both attract a Mark up.
If your transactions cross 100% of your credit limit, you will be charged a flat over limit fee of Rs. 500 in each billing cycle that you are over limit.
Please refer to the below information:
Yes, Add on cards are available on League Platinum Card. It is offered complimentary to the Kotak League platinum customers.
Yes, all League features can be availed by the add on card holder.
This is a customer service initiative from Kotak Credit Cards especially for Platinum customers. Just SMS us & we will reach you within 2 hours. You can also request for a cheque pick up, which is a complimentary service for our Platinum customers.
Just register your mobile number with us once and then whenever you want us to reach you, all you need to do is SMS Kassist to 5676788.
Incase, you feel a need to speak to a Customer care executive immediately, you could call us on 1860 266 2666 (24x7)
On the Kotak Credit Card the insurance cover is for Lost/stolen card /fraudulent charges provided by New India Assurance Company Ltd.
If your credit card is lost or stolen, New India Assurance Company Ltd will reimburse the unauthorized charges on your lost or stolen card, up to 7 days prior to your first reporting the event to Kotak Credit Card Customer Care.
New India Assurance Company Ltd will not pay for any expenses or loss for:
The sum insured is Rs. 25,000.00 / 50,000 / 75,000 / 2,50,000.00 per annum for Silver, Gold, Platinum/Titanium and Signature cards respectively.
Please refer the below details:
If the insurance claim is approved by the Insurance Company the disputed transaction amount[s] would be credited to your card account, subject to the eligible insurance amount. In case the disputed amount exceeds the eligible claim amount you shall be liable to pay for the excess amount of the disputed transaction(s) as reflecting in your Kotak Credit Card Statement.
In case if you fail to register your claim with the Insurance Company or if your claim is rejected by the Insurance Company you will be liable to pay the amount of the disputed transaction(s) as reflecting in your Kotak Credit Card Statement.
Most credit card companies have tie-ups with only a select oil companies and hence the waiver is valid only at select petrol pumps, but Kotak Aqua Card will offer the customer fuel surcharge waiver across all domestic petrol pumps.
The minimum is Rs. 500 and the maximum is Rs. 3000.
The maximum eligible transaction amount for a single swipe is Rs. 3000. Hence maximum surcharge waiver can be Rs. 30 (currently at 1%) of Rs. 3000.
Maximum Fuel surcharge waiver allowed in a calendar year is Rs. 3500
On purchasing of rail tickets online the customer levied surcharge and a delivery charge of Rs. 30. League Platinum Card. Card offers you a Railway Surcharge on this.(ST applicable)
You can earn up to Rs. 500 annually as Railway Surcharge waiver.
Surcharge waiver is applicable at booking counters as well if you use your League Platinum Card card to buy the tickets.