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Frequently Asked Questions

Which cars can be financed?

Kotak Mahindra Prime Limited finances most passenger cars and multi-utility vehicles manufactured by India's leading automobile companies. We also finance imported cars subject to fulfillment of certain terms and conditions.

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How much finance can I avail of?

You can borrow up to 90% of the car value. The minimum loan amount is Rs. 75,000/-

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What are the tenure options?

The choice is yours. You can choose any repayment option from 12 to 84 months, all specially designed to suit your requirements.

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How long will it take to process the loan?

Within 48 hours of completing documentation. Credit is at the sole discretion of KMPL.

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Do I have the option of pre-paying the entire loan amount?

Yes. One can pre-pay the loan any time after 6 months of availing of the loan.

 You have to pay a small prepayment fee on the outstanding loan amount. We also offer the option of refinance on the same vehicle after completion of a particular tenure. Conditions apply.

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