Be it an article you were reading, a product you were exploring or a journey you left unfinished, starting from where you left off is simpler than you can imagine. Just register for ‘Everything Me’ using any of your social media accounts and you are all set.
Please note, this is a soft login and no personal financial data will be saved here for security reasons.
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Want to send money to a friend but the friend doesn’t have a bank account? Looking to help a family member with cash but you are too far away? Or is it one of those days when you have forgotten your wallet at home? No problem! Now you or your beneficiary can withdraw cash in a safe and convenient way WITHOUT a card. All you need is your mobile phone!
The Cardless Cash facility allows you to send cash to anyone you choose to send it to, or to yourself, for withdrawal at a Kotak ATM. The receiver can withdraw cash without using a debit card. Yes, that's right! To withdraw cash, simply enter the details received via SMS on your mobile.
Steps for setting a Self-Withdrawal transaction request on Net Banking / Mobile Banking:
Steps to withdraw cash at the Kotak ATM:
For your safety, the Cardless Cash Withdrawal (IMT) request will expire after 48 hours post-midnight from the day of the IMT initiation.
e.g. : If a customer has initiated an IMT transaction on 9th Sep, then the withdrawal from Kotak ATM can be made till 11th Sep 23:59.
The amount will be refunded to your Bank account in case the cash is not withdrawn within the said period.