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*For deposits of 7 days and above. ActivMoney (Auto Sweep) is a facility for automatically sweeping out funds above a pre-specified threshold from your Current Account to a Fixed Deposit (FD) Account for 91 days. In case of insufficient balance in the Current Account, the FD will be broken prematurely, and the required amount will be transferred to the Current Account. Default Sweep Out and Sweep In limits for an account variant are the minimum thresholds, and one cannot opt for limits lower than these. Auto Sweep Out of funds above a pre-specified threshold from the Current Account to Fixed Deposit will be for 91 days (for NRE accounts, it will be for 1 year) and in multiples of ₹5,000/-. The nomination registered for the Current Account will apply for FDs created through ActivMoney. If the customer opts for ActivMoney in an account, standalone Fixed Deposits cannot be linked to that account. Terms and Conditions guiding the Fixed Deposit will be applicable to Fixed Deposits booked under ActivMoney. The Bank may, at its absolute discretion, discontinue/suspend any of the services completely or partially, with or without any notice to the customer. For ActivMoney (2-way sweep deposits), regular Kotak Fixed Deposit rates will be applicable, basis the tenor of the deposit without any pre-payment penalty.
For detailed terms & conditions, please visit www.kotak.com
