Emergency Loan - Apply Urgent Personal Loan starting @10.99% | Loan up to ₹35 Lakhs

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Urgent Loan

The need for money can arise at any time. With Kotak Mahindra Bank you can avail of urgent cash loans when you have a pressing need of money, for example, a medical emergency. You can now get a personal loan for emergency from Kotak Mahindra Bank without any collateral.

Emergency Loan Eligibility

To avail of an emergency loan, you need to find out your personal loan eligibility.

The following factors will determine your eligibility to get an urgent loan online:

Occupation
Income
Existing debts
Age
Work experience
Location
Credit score
Reputation of your employer

Emergency Loan Interest Rate

The personal loan interest rate at Kotak Mahindra Bank is affordable. After getting an urgent loan online the rate of interest will be as follows:

Emergency Loan Interest Rate for Salaried Employees

Starts from 10.99% per annum

Benefits of Urgent Loan

An emergency loan can be your saviour in times of need. Kotak Mahindra Bank allows you to take a personal loan in case of an emergency. It has some significant benefits like

Low-interest rate
Easy online process
Quick disbursal
No extra or hidden charges
Collateral-free

Documents Required for Urgent Loan

Documents required for personal loan:

Valid ID Proof: PAN, Aadhar, Voter’s ID or Driver’s License
Residence Proof: Passport, Utility Bills, Leave and License Agreement
Bank statements for last 3 months to avail urgent loan online
2-3 passport sized photographs to avail urgent emergency loan

How to Apply For Emergency Loan Online

Follow these simple and quick steps to apply for personal loan or emergency cash loans online:

Visit the loan application page
Check your eligibility for a personal loan
Select the loan details
Complete the application

General Questions

What Are The Fees And Charges For Emergency Personal Loans?

Personal loan fees and charges at Kotak Mahindra Bank are among the lowest in India. One-time, non-refundable processing fee is up to 3% of the loan amount and must be paid along with the loan application. GST is applicable too.

What are the uses of emergency loans?

An emergency loan is a reliable source of funds when you are in urgent need of money. Following are some reasons to avail of an emergency loan:

Unforeseen events
Short-term financial emergencies
Fixing property damage
Sudden medical expenses

How much loan amount can I take for an emergency loan?

An emergency loan can be borrowed from Kotak Mahindra Bank for an amount in the range of Rs 50,000 to Rs 25,00,000. Loan amount approval depends on factors like age and income of the loan applicant.

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