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Personal loan interest rate at Kotak Mahindra Bank starts at as less as 10.99% per annum. In some cases, however, it can be charged at 10.99% per annum. For Kotak bank account holders attractive benefits, discounts and offers are available on personal loan. Furthermore, if the applicant already has another personal loan with a different bank, they can opt for a personal loan balance transfer to avail lower rates of interest with Kotak Bank and consolidate their debts.
Juggling through high interest rates on personal loans can put a strain on one’s financial flow. Opting for a personal loan balance transfer when you have an ongoing loan with a different bank helps you reduce your debt burden. With lowest interest rates at Kotak Mahindra Bank, our applicants can avail the ease of a hassle free documentation - verification process alongside flexible loan repayment options. Here’s what you need to do to opt for personal loan balance transfer:
Speak to a Kotak Expert -
Clear the Eligibility Criteria -
Documentation -
To get the transfer process started, you will be required to submit the following
documents to the bank:
Applicants should be:
Corporate Salary (Salary with Kotak): Rs. 25,000/- per month
Non-Corporate Salary (Salary with other banks): Rs. 30,000/- per month
Kotak Employees: Rs. 20,000/- per month
Lowest interest rates, quick loan approvals, hassle-free documentation, flexible usage and part prepayment facility are some of the reasons to borrow a personal loan in Indore from Kotak Mahindra Bank.
Kotak Mahindra Bank requires the borrowers to provide the bank with minimal documentation. All you need to submit is one photograph, proof of identity, residence, signature, ownership and age and details about your bank account and income.
The Personal Loan EMI calculator on the Kotak website can help you find out how much EMI you may need to pay against a given loan amount. You can try out various permutations and combinations to find out the best rate possible. A Kotak expert can also guide you through this process.
Kotak Mahindra Bank provides the borrowers with some of the best personal loans in Indore. With Kotak Mahindra Bank’s personal loan in Indore it is possible to cover a wide variety of your financial needs. The personal loan amount starts from Rs. 50,000 and goes up to Rs. 40 lakhs. Depending upon your financial needs as well as your personal loan eligibility, you can borrow a personal loan in Indore from Kotak Mahindra Bank.
It is now very convenient to borrow a personal loan in Indore. Thanks to Kotak Mahindra Bank’s hassle-free application and approval process. Getting a personal loan in Indore was never so easy and quick, but Kotak Mahindra Bank’s fast online application allows loan amount to be disbursed in as less as 3 seconds. Proper documentation is crucial for such fast approvals.
All you need to do is visit the website of Kotak Mahindra Bank. Then go to the application page and apply for a personal loan in Indore with easy steps. Duly complete the application form with all details. Make sure you provide the correct information. Then submit the mandatory documents. Do check the list of required documents beforehand. Once you provide all the necessary details, your personal loan can be approved instantly. Checking your loan eligibility before applying for the loan is also advisable. Track your personal loan application status here.
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