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Products

Loan Amount	Rs. 1,00,000 – Rs. 20,00,000
Tenure	Upto 72 months
IRR	13.50% onwards

Eligibility Criteria	Requirement
Age	Individuals aged between 21 and 58 years are eligible
CIBIL score	Required CIBIL score of >=730
Minimum monthly income	Minimum Take home salary of Rs. 50,000 for Kotak salary account holders, Rs. 1,00,000 for Non-Kotak salary account holders from tier 1 cities and Rs. 75,000 for Non-Kotak salary account holders from non-tier 1 cities
Employer and Risk Evaluation	Other than the above mentioned criteria, customer’s employer category and overall risk profile is evaluated

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What is a Personal Loan Overdraft Facility?

Features and Advantages of a Personal Loan Overdraft:

Eligibility for Personal Loan Overdraft

List of Documents Required for Personal Loan Overdraft

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