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Personal loan interest rate at Kotak Mahindra Bank starts at as less as 10.99% per annum. In some cases, however, it can be charged at 10.99% per annum. For Kotak bank account holders attractive benefits, discounts and offers are available on personal loan. Furthermore, if the applicant already has another personal loan with a different bank, they can opt for a personal loan balance transfer to avail lower rates of interest with Kotak Bank and consolidate their debts.
Juggling through high interest rates on personal loans can put a strain on one’s financial flow. Opting for a personal loan balance transfer when you have an ongoing loan with a different bank helps you reduce your debt burden. With lowest interest rates at Kotak Mahindra Bank, our applicants can avail the ease of a hassle free documentation - verification process alongside flexible loan repayment options. Here’s what you need to do to opt for personal loan balance transfer:
Speak to a Kotak Expert -
Clear the Eligibility Criteria -
Documentation -
To get the transfer process started, you will be required to submit the following
documents to the bank:
Applicants should be:
Corporate Salary (Salary with Kotak): Rs. 25,000/- per month
Non-Corporate Salary (Salary with other banks): Rs. 30,000/- per month
Kotak Employees: Rs. 20,000/- per month
Lowest interest rates, quick loan approvals, hassle-free documentation, flexible
usage and part prepayment facility are some of the reasons to borrow a personal
loan in Jaipur from Kotak Mahindra Bank.
Kotak Mahindra Bank requires the borrowers to provide the bank with minimal documentation. All you need to submit is one photograph, proof of identity, residence, signature, ownership and age and details about your bank account and income.
The Personal Loan EMI calculator on the Kotak website can help you find out how much EMI you may need to pay against a given loan amount. You can try out various permutations and combinations to find out the best rate possible. A Kotak expert can also guide you through this process.
You can get the best personal loan in Jaipur at attractive interest rates from Kotak Mahindra Bank. Personal loan amount at Kotak Mahindra starts from Rs. 50,000. You can borrow a personal loan of up to Rs. 40 lakhs. The interest rate is as low as 10.99% per annum. Personal loan in Jaipur from Kotak Mahindra Bank can help you take care of a wide range of your financial needs. However, keep in mind that the loan amount you can borrow depends on your personal loan eligibility.
The personal loan application process at Kotak Mahindra Bank is fast and easy. So, borrowing a personal loan in Jaipur from Kotak Mahindra Bank is quite convenient. With such hassle-free application process, personal loan approvals can also be instant. If you properly fill the application form and submit all the required documents, funds can be transferred to your bank account in as less as 3 seconds.
You can easily get a personal loan in Jaipur by applying through Kotak Mahindra Bank’s website. The steps to apply are very simple and you can do it without any expert help. Start by filling the online application form .The loan will be instantly approved if you correctly submit all the required details and documents.
It is crucial that you pre-check your personal loan eligibility before applying for a personal loan in Jaipur. What’s more, you can even track your personal loan status here.
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