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Personal loan interest rate at Kotak Mahindra Bank starts at as less as 10.99% per annum. In some cases, however, it can be charged at 10.99% per annum. For Kotak bank account holders attractive benefits, discounts and offers are available on personal loan. Furthermore, if the applicant already has another personal loan with a different bank, they can opt for a personal loan balance transfer to avail lower rates of interest with Kotak Bank and consolidate their debts.
Juggling through high interest rates on personal loans can put a strain on one’s financial flow. Opting for a personal loan balance transfer when you have an ongoing loan with a different bank helps you reduce your debt burden. With lowest interest rates at Kotak Mahindra Bank, our applicants can avail the ease of a hassle free documentation - verification process alongside flexible loan repayment options. Here’s what you need to do to opt for personal loan balance transfer:
Speak to a Kotak Expert -
Clear the Eligibility Criteria -
Documentation -
To get the transfer process started, you will be required to submit the following
documents to the bank:
Applicants should be:
Corporate Salary (Salary with Kotak): Rs. 25,000/- per month
Non-Corporate Salary (Salary with other banks): Rs. 30,000/- per month
Kotak Employees: Rs. 20,000/- per month
Lowest interest rates, quick loan approvals, hassle-free documentation, flexible usage and part prepayment facility are some of the reasons to borrow a personal loan in Nagpur from Kotak Mahindra Bank.
Kotak Mahindra Bank requires the borrowers to provide the bank with minimal documentation. All you need to submit is one photograph, proof of identity, residence, signature, ownership and age and details about your bank account and income.
The Personal Loan EMI calculator on the Kotak website can help you find out how much EMI you may need to pay against a given loan amount. You can try out various permutations and combinations to find out the best rate possible. A Kotak expert can also guide you through this process.
Cover a variety of your financial needs with a personal loan in Nagpur from Kotak Mahindra Bank. You can borrow a personal loan amount from Rs. 50,000 to as high as Rs. 40 lakhs. Higher loan amounts can help you attend to many financial emergencies as well. Remember that your personal loan amount depends upon your personal loan eligibility.
With Kotak Mahindra Bank’s easy, quick and hassle-free loan application you can conveniently borrow a personal loan in Nagpur for majority of your financial needs, including financial emergencies as well. Get the funds disbursed in as less as 3 seconds with Kotak Mahindra Bank’s fast online application process. However, it is crucial for you to submit all the required documents.
Follow simple instructions on Kotak Mahindra website to get a personal loan in Nagpur. Go to the application page and fill in your application form online. Provide all the required details and ensure that the documents submitted are correct and complete. If you follow all the steps properly, your personal loan in Nagpur will be instantly approved.
With the help of our personal loan eligibility calculator, find out the loan amount you can borrow prior to loan application. Tracking a personal loan request on Kotak website is also quite easy.
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