Meet Chennai, a confluence of culture, education and growing economy. Home to the rich heritage of the South, and an attractive locale for the foreigners, this health capital of India is known for the perfect amalgamation of traditional working systems and modern technology. With the bubbling energy of Tamil cinema on one hand, and domination of the country's one third automobile industry on the other, this city of invaluable offerings has something for everyone. However, the cost of living in this beta-level city is on the higher end and could put a strain on your personal finances.
Which is why, Kotak Mahindra Bank is here to make the process less cumbersome for you as it offers Low Interest Personal Loans in Chennai. Meet your personal finance requirements like home makeover, a vacation of your dreams, wedding costs and expenses, clearing the pile of medical bills and much more by availing the personal loan by Kotak Mahindra Bank. The low documentation and quick process makes this journey convenient. All you have to do is check your eligibility for a personal loan in Chennai, submit the required documents and get an easy personal loan to sail through a comfortable life in Chennai.
Meet your personal finance needs with Kotak Mahindra Bank’s personal loan. Kotak Mahindra Bank not only offers the lowest personal loan interest rate in Chennai, but also ensures an overall ease of process, that too from the comfort of your home.
Be it shedding more light on the procedure of applying for a loan, verifying personal loan eligibility criteria or helping you with the formalities, our Kotak experts are with you on every step.
In addition to this, here’s why a personal loan in Chennai from Kotak Mahindra Bank can prove to be your best choice.
Amazing benefits, discounts and offers available to Kotak Bank Customers on a personal loan.
No need to dip into your savings or cut back on costs. Enjoy a wonderful and worry-free family event and let Kotak Mahindra Bank’s marriage loan take the monetary pressure off your shoulders.
Stop pushing the much-deserved family vacation and start making plans to spend quality time with your loved ones. Kotak Mahindra Bank offers travel loan to fund your vacations to exotic places and dream destinations.
Whether it is a sudden hospitalization or an accident, you can take care of any medical emergency with a medical loan from Kotak Mahindra Bank. We’ve got your back on this one.
Your home deserves an upgrade too. Repair, Renovate or Revamp your house with a home renovation loan from Kotak Mahindra Bank.
Personal loan interest rate at Kotak Mahindra Bank starts at as less as 10.25% per annum. In some cases, however, it can be charged at 10.75% per annum. For Kotak bank account holders attractive benefits, discounts and offers are available on personal loan. Furthermore, if the applicant already has another personal loan with a different bank, they can opt for a personal loan balance transfer to avail lower rates of interest with Kotak Bank and consolidate their debts.
Juggling through high interest rates on personal loans can put a strain on one’s financial flow. Opting for a personal loan balance transfer when you have an ongoing loan with a different bank helps you reduce your debt burden. With lowest interest rates at Kotak Mahindra Bank, our applicants can avail the ease of a hassle free documentation - verification process alongside flexible loan repayment options. Here’s what you need to do to opt for personal loan balance transfer:
Speak to a Kotak Expert -
Clear the Eligibility Criteria -
To get the transfer process started, you will be required to submit the following
documents to the bank:
Applicants should be:
Lowest interest rates, quick loan approvals, hassle-free documentation, flexible usage, and part prepayment facility are some of the reasons to borrow a personal loan in Chennai from Kotak Mahindra Bank.
Kotak Mahindra Bank requires the borrowers to provide the bank with minimal documentation. All you need to submit is one photograph, proof of identity, residence, signature, ownership and age, and details about your bank account and income.
The Personal Loan EMI calculator on the Kotak website can help you find out how much EMI you may need to pay against a given loan amount. You can try out various permutations and combinations to find out the best rate possible. A Kotak expert can also guide you through this process.
Get the best personal loan in Chennai from Kotak Mahindra Bank. The personal loan amount starts from Rs. 50,000 and can go upto as high as Rs. 25 lakhs. So, you are able to take care of a vast variety of your financial needs. However, before you apply for a personal loan in Chennai from Kotak Mahindra Bank, ensure that you determine your personal loan eligibility. Your personal loan amount depends on your eligibility.
Getting a personal loan in Chennai is now convenient, thanks to Kotak Mahindra Bank’s hassle-free and easy loan application process. The loan approval process is also quick, and the approved funds can be disbursed to your bank account in just 3 seconds. Kotak Mahindra Bank provides the borrowers with some of the best personal loans in Chennai for a variety of financial needs. To avoid any disappointment, be sure to submit all the details and mandatory documents.