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Personal loan interest rate at Kotak Mahindra Bank starts at as less as 10.99% per annum. In some cases, however, it can be charged at 10.99% per annum. For Kotak bank account holders attractive benefits, discounts and offers are available on personal loan. Furthermore, if the applicant already has another personal loan with a different bank, they can opt for a personal loan balance transfer to avail lower rates of interest with Kotak Bank and consolidate their debts.
Juggling through high interest rates on personal loans can put a strain on one’s financial flow. Opting for a personal loan balance transfer when you have an ongoing loan with a different bank helps you reduce your debt burden. With lowest interest rates at Kotak Mahindra Bank, our applicants can avail the ease of a hassle free documentation - verification process alongside flexible loan repayment options. Here’s what you need to do to opt for personal loan balance transfer:
Speak to a Kotak Expert -
Clear the Eligibility Criteria -
Documentation -
To get the transfer process started, you will be required to submit the following
documents to the bank:
Applicants should be:
Corporate Salary (Salary with Kotak): Rs. 25,000/- per month
Non-Corporate Salary (Salary with other banks): Rs. 30,000/- per month
Kotak Employees: Rs. 20,000/- per month
Lowest interest rates, quick loan approvals, hassle-free documentation, flexible
usage and part prepayment facility are some of the reasons to borrow a personal
loan in Pune from Kotak Mahindra Bank.
Kotak Mahindra Bank requires the borrowers to provide the bank with minimal documentation. All you need to submit is one photograph, proof of identity, residence, signature, ownership and age, and details about your bank account and income.
The Personal Loan EMI calculator on the Kotak website can help you find out how much EMI you may need to pay against a given loan amount. You can try out various permutations and combinations to find out the best rate possible. A Kotak expert can also guide you through this process.
Some of the best personal loans in Pune are provided by Kotak Mahindra Bank at attractive rates of interest. With our personal loan in Pune you can cover a wide variety of your financial needs. The personal loan amount starts from Rs. 50,000 and it can go upto Rs. 40 lakhs. So, as per your monetary requirement and personal loan eligibility you can borrow a suitable loan amount to fill the financial gap you may be facing.
Your personal loan eligibility is an important factor to determine your loan amount. It depends on your monthly income, credit history and credit score, age, job type and location, employer’s history and so on. You can easily determine your loan eligibility with our personal loan eligibility calculator before applying for a personal loan from Kotak Mahindra Bank. It is possible to improve your eligibility by improving your monthly income and credit record.
Borrowing a personal loan in Pune is convenient because of Kotak Mahindra Bank’s easy, quick and hassle-free loan application and approval process. With our simple and fast online processes you can get the funds disbursed to your bank account in as less as 3 seconds. All you need to remember is filling the details correctly and submitting all the essential documents.
To get a personal loan in Pune just visit the website of Kotak Mahindra Bank. Then follow the simple instructions provided on the website to apply for a personal loan. To begin with, fill in your application form. Then submit the correct details and documents. Your personal loan will be instantly approved.
Before you apply for a personal loan in Pune from Kotak Mahindra Bank, remember to check your loan eligibility. Also check the list of mandatory documents to avoid missing out any requirements. Track your personal loan application status here.
