Personal loan interest rate at Kotak Mahindra Bank starts at as less as 10.99% per annum. In some cases, however, it can be charged at 10.99% per annum. For Kotak bank account holders attractive benefits, discounts and offers are available on personal loan. Furthermore, if the applicant already has another personal loan with a different bank, they can opt for a personal loan balance transfer to avail lower rates of interest with Kotak Bank and consolidate their debts.
Juggling through high interest rates on personal loans can put a strain on one’s financial flow. Opting for a personal loan balance transfer when you have an ongoing loan with a different bank helps you reduce your debt burden. With lowest interest rates at Kotak Mahindra Bank, our applicants can avail the ease of a hassle free documentation - verification process alongside flexible loan repayment options. Here’s what you need to do to opt for personal loan balance transfer:
Speak to a Kotak Expert -
Clear the Eligibility Criteria -
To get the transfer process started, you will be required to submit the following
documents to the bank:
Applicants should be:
Corporate Salary (Salary with Kotak): Rs. 25,000/- per month
Non-Corporate Salary (Salary with other banks): Rs. 30,000/- per month
Kotak Employees: Rs. 20,000/- per month
Lowest interest rates, quick loan approvals, hassle-free documentation, flexible usage and part prepayment facility are some of the reasons to borrow a personal loan in Surat from Kotak Mahindra Bank.
Kotak Mahindra Bank requires the borrowers to provide the bank with minimal documentation. All you need to submit is one photograph, proof of identity, residence, signature, ownership and age and details about your bank account and income.
The Personal Loan EMI calculator on the Kotak website can help you find out how much EMI you may need to pay against a given loan amount. You can try out various permutations and combinations to find out the best rate possible. A Kotak expert can also guide you through this process.
You can borrow a personal loan amount of Rs. 50,000 to Rs. 40 lakhs from Kotak Mahindra Bank. Our personal loans in Surat are affordable with attractive interest rates (starting from 10.99% per annum) and help you to take care of any financial needs you may have. With a loan amount as big as forty lakhs, you can attend to many types of financial emergencies as well.
Availing a personal loan in Surat is quick, easy and hassle-free when you are borrowing it from Kotak Mahindra Bank. Kotak Mahindra Bank’s online application is fast. So, the funds can be disbursed in as less as 3 seconds, provided you have filled in the application form correctly and also submitted all the required documents.
Borrow a personal loan in Surat from Kotak Mahindra Bank in simple and fast steps.Visit the website of Kotak Mahindra Bank.
Fill in your application form online. Make sure you have duly filled the form so that your personal loan in Surat can be instantly approved. However, before you move on to the loan application, check your personal loan eligibility and the list of mandatory documents.
Finally, after you have applied, track your personal loan application status here.