EMI and Interest rates for Home Loan of ₹90 Lakh
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Home Loans are the most sought-after financing options for aspiring home buyers. If you are planning to purchase a property, you can cover up to 90% of its cost with a Home Loan and repay it in EMIs spread across a loan tenure. At Kotak Mahindra Bank, you can get attractive home loan interest rates. Calculate your EMI for 90 Lakhs Home Loan using a loan EMI calculator and manage EMI repayment efficiently.
A Home Loan EMI calculator helps calculate EMIs based on three variables: loan amount, interest rate, and repayment tenure. Using this tool, you can calculate the EMI for Home Loan of ₹ 90 Lakh as per the tenure that you choose. It helps you manage repayments for better management of finances.
Resources to get the best out of your Home Loan and manage your finances prudently
EXPLORE NOWUse Home Loan EMI calculator to calculate your EMI on Home Loan for ₹ 90 Lakh as per tenure. Here is an overview:
Loan Amount | Interest Rate | Repayment Tenure | EMI Amount |
---|---|---|---|
90 Lakh |
8.70%* |
5 Years |
₹ 185,517 |
90 Lakh |
8.70%* |
10 Years |
₹ 112,552 |
90 Lakh |
8.70%* |
15 Years |
₹ 89,684 |
90 Lakh |
8.70%* |
20 Years |
₹ 79,247 |
90 Lakh |
8.70%* |
25 Years |
₹ 73,687 |
*T&C Apply
At Kotak Mahindra Bank, we have transparent Home loan eligibility conditions you can easily fulfil. Here’s an outlook:
Criteria | Salaried Applicants | Self-employed Applicants |
---|---|---|
Age |
Applicants should be between 18 and 60 years old |
Applicants should be between 18-65 years old |
Income |
Minimum Income of ₹ 20,000 per month for Delhi, Mumbai, Bangalore, Pune, and Chennai residents. Minimum Income of ₹ 15,000 per month for the residents of other cities. |
Minimum Income of ₹ 20,000 per month for residents of Delhi, Mumbai, Bangalore, Pune, and Chennai. Minimum Income of ₹ 15,000 per month for the residents of other cities. |
Work Experience/ Continuity |
2 years of work experience and at least 6 months in the current organisation. |
Minimum 3 years in business or profession with the number of successful years in the business or profession. |
If you are eligible, keep these documents ready to apply:
Are you planning to apply for a Home Loan at Kotak Mahindra? You can visit the bank branch to apply offline or follow these steps to apply online:
Do you want to calculate your EMI for a Home Loan of 90 Lakh? Here is what it will look like:
Loan Amount | ₹ 90 lakh |
---|---|
Interest Rate |
8.70%* |
Loan Tenure |
10 Years |
90 Lakh Home Loan EMI for 10 years |
₹ 112,552 |
Total Interest Payable |
₹ 4,506,253 |
Total Payable Amount |
₹ 13,506,253 |
*T&C Apply
A 90 Lakh loan EMI calculator will help calculate the EMIs for 20 years as follows:
Loan Amount | ₹ 90 lakh |
---|---|
Interest Rate |
8.70%* |
Loan Tenure |
20 Years |
90 Lakh Home Loan EMI for 20 years |
₹ 79,247 |
Total Interest Payable |
₹ 10,019,295 |
Total Payable Amount |
₹ 19,019,295 |
*T&C Apply
Here is a 90 Lakh Home Loan EMI plan for the maximum loan tenure, that is 25 years:
Loan Amount | ₹ 90 lakh |
---|---|
Interest Rate |
8.70%* |
Loan Tenure |
25 Years |
EMI for 90 Lakhs Home Loan for 25 years |
₹ 73,687 |
Total Interest Payable |
₹ 13,106,232 |
Total Payable Amount |
₹ 22,106,232 |
*T&C Apply
If you are a salaried employee, you must earn at least ₹20,000 if living in Delhi, Mumbai, Chennai, Pune, or Bangalore, and ₹15,000 if living in any other city.
The age eligibility requirements for salaried employees is between 18 to 60 years of age, and for self-employed professionals, it is 18 to 65 years of age.
Yes, joint Home Loans applications are permissible, provided that the co-applicant has a decent income and credit score.
Open the Home Loan calculator and enter your loan amount, interest rate, and repayment tenure to know your EMI for ₹90 Lakhs Home Loan.
If you apply online through the Kotak Mahindra website or mobile banking app, you may get the sanction letter in as little as ten minutes.