
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Self-employed individuals include those who earn independently through a profession or business. This includes:
Whether you fall under SEP or SENP, you can apply for a Home Loan for self-employed with Kotak Mahindra Bank.
Yes. Kotak Mahindra Bank offers interest rate starting at 8.20% p.a. for both salaried and self-employed applicants. But the final rate offered to you will depend on your financial profile.
The eligibility for a Home Loan is based on your income, business continuity and credit score. In order to get an estimate of the loan amount you qualify for, you can simply use the Kotak Home Loan Eligibility Calculator.
Yes. Rejections can happen due to not meeting the eligibility criteria for income, credit score, documents or business stability.