Home Loans in Hyderabad
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Hyderabad is a city of grandeur. You can improve your career prospects along with the quality of living in one of the finest pro-growth Indian cities. You can also add a tangible asset to your name with attractive housing loans in Hyderabad.
Own your home with the best home loan banks in Hyderabad at affordable interest rates.
Earning a substantial living to meet your expenses can be an energy-draining task. When you return from a daunting day, all you want is the comfort of your home. The desire of owning a home is inevitable but hindered by the need for upfront money. Home loans in Hyderabad can make your dream come true. And when you think of housing loans in Hyderabad, you think of Kotak Mahindra Bank, all thanks to our unmatched features, like:
Get the best home loan interest rates in Hyderabad to buy an affordable home. Our home loans come with repayment flexibility with a tenure of up to 20 years for salaried and up to 15 years for self-employed. Check out Kotak’s home loan interest rates in Hyderabad:
You can easily assess your probable EMI using our home loan EMI calculator to plan your dream in advance.
Home Loans in Hyderabad Eligibility Criteria for an Individual
Home Loans in Hyderabad Eligibility Criteria for a HUF
Home Loans in Hyderabad Eligibility Criteria for an Organisation
The primary documents required to apply for a housing loan in Hyderabad are:
You can easily apply for home loans in Hyderabad online by following these simple steps:
● For individuals: age limit for salaried employees is 18 to 60 and for self-employed is 18 to 65, minimum income of Rs. 15,000 per month and 2 years’ work experience, Bachelor’s degree for those employed with private firms
● For HUF: minimum 3 years of existence and IT returns, net annual income should be Rs. 180,000
● For organisations: should have existed for 3 years at least with a net annual income of Rs. 180,000
● Application form with a duly signed photograph
● Bank details
● Property papers with sanction map
● Identity proof like PAN, Aadhaar, Driving license, Passport, Voter ID
● Evidence of educational qualification/ proof of business existence
● last 3 months’ salary slip (for salaried person)
● Last 3 years’ balance sheet, and audited P/L statement (for self-employed person)
● Last 1 years filed ITR for salaried professionals
● Relationship proof
Kotak Mahindra Bank offers the best home loan rates in Hyderabad, India.
The minimum salary of INR 15,000/- p.m. is required for a home loan in Hyderabad.
Applying for home loan in Hyderabad is quite simple.
Disclaimer (Things you should know):
For loans: Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
