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Home Loan EMI For ₹75 Lakh

Are you planning to borrow a Home Loan of or above ₹75 Lakh to purchase a place for yourself? Are you wondering how much the EMI will be? Simply using Kotak Mahindra Bank’s Home Loan EMI calculator will be the best tool to do the calculations in a few seconds, online. While Kotak Mahindra offers you the freedom to choose a loan term of up to 25 years, you should select a plan with affordable EMIs and ideal interest payment they are well within your budget.

Home Loan EMI Calculator For ₹75 Lakh

A Home Loan EMI calculator evaluates your EMI for a ₹75 Lakh Home Loan based on three variables: the loan amount, Home Loan interest rate, and preferred repayment tenure. Enter these three figures into the online EMI calculator and calculate EMIs for various loan terms. Based on the results, you can choose an ideal tenure with affordable monthly EMIs.

Home Loan

Loan Amount

Minimum ₹ 10,00,000

Interest Rate

Tenure (Years)

Till April 2028

Equated Monthly Instalments (EMI)

10000

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Principal

50,00,000

Interest Payable

2,00,000

View Amortization Table

Home Loan Amortization Schedule

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Emi Nos	Opening Principal	EMI	Interest	Principal Repayment	Closing Principal

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Monthly obligation should not be greater than Monthly Net Income

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Resources to get the best out of your Home Loan and manage your finances prudently

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₹75 Lakh Home Loan EMI As Per Tenure

Using the loan EMI calculator, you can calculate your EMI plan for various loan terms. Here are a few samples:

Loan Amount	Interest Rate	Repayment Tenure	EMI Amount
₹75 Lakh	8.75%*	5 Years	₹154,779
₹75 Lakh	8.75%*	10 Years	₹93,995
₹75 Lakh	8.75%*	15 Years	₹74,958
₹75 Lakh	8.75%*	20 Years	₹66,278
₹75 Lakh	8.75%*	25 Years	₹61,660

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₹75 Lakh Home Loan Eligibility Criteria & Documents Required

At Kotak Mahindra Bank, the eligibility conditions are simple, and documentation requirements are minimal. Here are a few basic requirements you must fulfil:

Eligibility Criteria	For Salaried	For Self-Employed
Age	18-60 years	18-65 years
Minimum Gross Income	Monthly salary of ₹20,000 if you live in Delhi, Mumbai, Pune, Chennai, and Bangalore Monthly salary of ₹15,000 if you reside in other cities	Minimum three years of business experience with a net income of ₹2,40,000 per annum for companies in Delhi, Mumbai, Pune, Chennai, and Bangalore, and ₹1,80,000 per annum for companies in other cities
Years of Services	Minimum 2 years	The business should have been existing for a min. of 3 years

Here are the documents required to apply for Home Loans with Kotak Mahindra Bank:

Identity proof, like Aadhar card, PAN card, driving licence, voter ID, passport, etc.
Address proof, like Aadhar card, voter ID, driving licence, passport, etc.
Age proof, like voter ID, passport, PAN card, Aadhar card, driving licence, etc.
Signature proof, like a passport or PAN card
Income proof

How to Apply for a ₹75 Lakh Home Loan With Kotak Mahindra Bank

You can visit the nearest Kotak Mahindra Bank branch or follow these steps to apply for a Home Loan:

Visit the Kotak Mahindra Bank's website or download the mobile banking app
Click the 'Apply Now' button in the Home Loan section
Following the submission of your details, our Home Loan specialist will connect with you to complete your application

What is the ₹75 Lakh Home Loan EMI for 10 years tenure?

Planning to repay your Home Loan in 10 years? This will be your repayment structure:

Loan Amount	₹75 Lakh
Interest Rate	8.75%*
Loan Tenure	10 Years
EMI Amount to Pay Each Month	₹93,995
Total Interest Payable	₹37,79,408
Total Payable Amount	₹1,12,79,408

*T&C Apply

What is the ₹75 Lakh Home Loan EMI for a 20 years tenure?

Want to calculate your ₹75 Lakh Home Loan EMI for a tenure of 20 years? Use a Home Loan calculator to know your EMI plan. It would be as follows:

Loan Amount	₹75 Lakh
Interest Rate	8.75%*
Loan Tenure	20 Years
EMI Amount to Pay Each Month	₹66,278
Total Interest Payable	₹84,06,793
Total Payable Amount	₹1,59,06,793

*T&C Apply

What is the ₹75 Lakh Home Loan EMI for 25 years tenure?

25 years is the maximum loan tenure you can choose when taking a Home Loan from Kotak Mahindra Bank. The home loan EMI Plan for ₹75 Lakh would be as follows: