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Own Your Home in Coimbatore with Kotak Home Loans

Coimbatore, the picturesque city in Tamil Nadu, offers a plethora of real estate opportunities. If you've set your sights on this vibrant locale, let Kotak Mahindra Bank's home loan in Coimbatore be your financial companion. From competitive home loan interest rates to seamless loan processing, Kotak ensures your journey from a home seeker to a homeowner in Coimbatore is smooth and hassle-free.

Features & Benefits of Availing Home Loan in Coimbatore

  1. Competitive Interest Rates : With Kotak's competitive home loan interest rates, owning your dream home in Coimbatore becomes a more affordable venture
  2. Instant Loan Eligibility Check : Our home loan eligibility calculator provides you with an immediate estimate of the loan amount you qualify for. By entering a few key details, you can quickly gauge the loan amount you might be eligible to borrow
  3. Flexible Repayment Options : Kotak understands that every customer has unique financial circumstances. Hence, we offer flexible repayment options, allowing you to choose a plan that aligns best with your monetary situation and future goals
  4. Dedicated Loan Advisors : Navigating a home loan in Coimbatore or Tamil Nadu for that matter, can be daunting. But with Kotak's dedicated loan advisors, you're never alone. These experts guide you through every step, ensuring a streamlined and efficient loan journey
  5. Quick and Simplified Documentation : Gone are the days of cumbersome paperwork. At Kotak Mahindra Bank, we've simplified the documentation process, ensuring faster verification, prompt loan approval, and quick disbursal. It's all about getting you closer to your Coimbatore home in the least time possible
  6. Discount on Processing Fees: Enjoy *50% reduction in processing fees, saving you money on your housing loan
  7. Easy Application: The application process is designed to be user-friendly and straightforward, making it easy for you to apply for a housing loan
  8. Home Loan Calculators: Access home loan calculators to make informed decisions about your loan, helping you plan your finances effectively

Check Home Loan Eligibility Criteria in Coimbatore

Before you apply for housing finance in Coimbatore, hold on and check the eligibility criteria. Home loan eligibility varies based on your income source, type of occupation, credit score and other factors. To understand your eligibility better, refer to the table below.

Criteria Self-employed Applicants Salaried Applicants


Applicants should be between 18-65 years old

Applicants should be between 18 and 60 years old





Minimum Income of Rs 20,000 per month for residents of Delhi, Mumbai, Bangalore, Pune, and Chennai.

Minimum Income of Rs. 15,000 per month for the residents of other cities.

Minimum Income of Rs 20,000 per month for Delhi, Mumbai, Bangalore, Pune, and Chennai residents.

Minimum Income of Rs 15,000 per month for the residents of other cities.

Work Experience/ Continuity

A minimum 3 years in business, practice or profession.

2 years of work experience and at least 6 months in the current organisation.


Check Your Eligibility Now

List of Documents Needed for Home Loan in Coimbatore

For a home loan in Coimbatore, you must provide various documents related to the property, finances, occupancy, identity, and address. These documents include:

  • Proof of Identity (PAN/ Aadhaar/ Driving licence/ Voter ID)
  • Address Proof (Driving License/ Aadhaar/ Voter ID/ Passport)
  • Income Proof
  • Bank Statements
  • Proof of Age (PAN/ Aadhaar/ Driving licence/ Voter ID/ Passport)
  • Signature Proof (PAN/ Passport)
  • Last 3 Years’ Income Tax Returns (ITR)
  • Last 3 years’ balance sheet and profit and loss account certified/ audited by a C.A. (only in case of self employed customers)
  • All Property Documents

How to Apply for a Home Loan In Coimbatore?

To initiate your home-buying journey in Coimbatore, follow these straightforward steps:

  1. Visit Kotak Mahindra Bank’s official website
  2. Enter your age and mobile number to log in
  3. Go to the loan application section
  4. Fill out your basic financial details on the application form to check your eligibility

After submitting the basic details, our Home Loan Specialist will reach out to begin processing your application

Ready to take the next step?

Have specific doubts? Talk to our Home Loan Advisor

FAQs for Home Loan in Coimbatore

Can I choose a longer tenure to reduce my monthly EMI for a home loan in Coimbatore?

Yes, opting for a longer tenure can reduce your monthly EMI. However, the overall interest payable might be higher.

How much home loan can I get in Coimbatore based on 30,000 Salary?

Your loan eligibility depends on various factors, including other financial commitments. With a ₹30,000 salary, you may qualify for a substantial amount at home loan banks in Coimbatore, like Kotak Mahindra, with competitive interest rates.

Are there any tax benefits associated with availing a home loan in Coimbatore?

Yes, you can avail tax benefits on both the principal and interest components of the home loan under the. Section 24B of the Income Tax Act. It provides tax benefits on the interest paid up to Rs. 2 Lakh on a home loan and the principal amount up to Rupees 1.5 Lakh under Section 80C.

Can I get a home loan for resale properties in Coimbatore?

Absolutely, Kotak offers housing loans for both new and resale properties in Coimbatore. You can speak with our representatives and find out more information regarding the formalities.

What types of properties can be financed through a home loan in Coimbatore?

Kotak finances a wide range of properties, from residential apartments, villas to plots and commercial spaces in Coimbatore.

Why is Kotak the most preferred Home Loan lender in Coimbatore?

Kotak Mahindra Bank is the top choice for Home Loans in Coimbatore due to our competitive interest rates, hassle-free application process, and swift loan approval. Our commitment to serving the financial needs of the people of Coimbatore has made us a trusted name.

Branch Address:

Kotak Mahindra Bank Ltd,Srinivasa Bavan,3rd Floor,1050/1,Avinashi Road Coimbatore-641 018.


*Terms & Conditions Apply: The final home loan interest rate and other associated charges are subject to a rigorous assessment process, including an evaluation of the applicant's creditworthiness, CIBIL score, property value, and other relevant factors.


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Disclaimer (Things you should know):

For loans: Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.