Introducing BHIM Kotakpay, Kotak Mahindra Bank's first UPI (Unified Payment Interface) based, bank agnostic payment app. This app will let customers send and receive money using UPI platform without displaying their account number. Customers can create a virtual payment Address (VPA) that is linked to their bank accounts from which money can be sent or received. The Virtual Payment Address acts as a unique payment identifier for a bank customer. UPI can also be used to pay merchants who accept UPI as a payment mode.
This application will enable P2P (Person to Person) & P2M (Person to Merchants) payments in a quick and hassle-free way.
Create your Virtual Payment Address (VPA)
Link all your bank accounts
(part of UPI)
Set/Reset UPI PIN
Check transaction status
Raise a query
How to send money:
How to request money:
The Kotak Silk Inspire Platinum Credit Card is a VISA Chip Platinum Credit Card.
Please refer the below information:
The Joining fee for Kotak Women's Platinum Credit Card is Rs. 599 +ST.*
*Joining Fees of Rs. 599 is applicable in the 1st Year and charged one time at the beginning of the year. It is billed in the 1st statement generated after credit card set up in the 1st Year.
The Annual fee for Kotak Women's Platinum Credit ard is Rs. 599 +ST.
# Annual fee of Rs. 599 will be charged at end of the year if the below condition is not met.
Conditions for annual fee waiver for 1st Year: Minimum retail spends of Rs. 1, 25, 000 in the first year.
Conditions for annual fee waiver for 2nd Year and Onwards: Minimum retail spends of Rs. 1, 25,000 in second year and onwards.
Yes, the Kotak Silk Inspire Platinum Credit Card is valid internationally.
Yes, you enjoy an interest free period on retail transactions of up to 48 days.