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Introducing BHIM Kotakpay, Kotak Mahindra Bank's first UPI (Unified Payment Interface) based, bank agnostic payment app. This app will let customers send and receive money using UPI platform without displaying their account number. Customers can create a virtual payment Address (VPA) that is linked to their bank accounts from which money can be sent or received. The Virtual Payment Address acts as a unique payment identifier for a bank customer. UPI can also be used to pay merchants who accept UPI as a payment mode.
This application will enable P2P (Person to Person) & P2M (Person to Merchants) payments in a quick and hassle-free way.
Create your Virtual Payment Address (VPA)
Link all your bank accounts
(part of UPI)
Set/Reset UPI PIN
Check transaction status
Raise a query
How to send money:
How to request money:
BHIM Kotakpay is Kotak Mahindra Bank's UPI (Unified Payment Interface) app. This is a bank agnostic payment app wherein you can link all your Bank accounts (UPI enabled) and send or receive money without revealing your bank account details in a secure manner.
Transactions over BHIM Kotakpay takes place - instantly and are completed within seconds. The entire process works on the newly launched UPI platform.
BHIM Kotakpay currently supports various financial & non-financial transactions:
BHIM Kotakpay limit is same as UPI limit. This is currently set at Rs. 1 Lakh per transaction and will be modified basis regulatory requirement from time to time.
BHIM Kotakpay is riding on UPI platform and money transfer using the same can be done 24x7 instantly and is not dependent on banking hours.