Frequently Asked Questions

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What type of card is Kotak Silk Inspire Card?

The Kotak Silk Inspire Platinum Credit Card is a VISA Chip Platinum Credit Card.

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What is the Annual & Joining Fee for this Card?

Please refer the below information:

Joining Fee

The Joining fee for Kotak Women's Platinum Credit Card is Rs. 599 +ST.*

*Joining Fees of Rs. 599 is applicable in the 1st Year and charged one time at the beginning of the year. It is billed in the 1st statement generated after credit card set up in the 1st Year.

Annual Fee

The Annual fee for Kotak Women's Platinum Credit ard is Rs. 599 +ST.

# Annual fee of Rs. 599 will be charged at end of the year if the below condition is not met.

Conditions for annual fee waiver for 1st Year: Minimum retail spends of Rs. 1, 25, 000 in the first year.

Conditions for annual fee waiver for 2nd Year and Onwards: Minimum retail spends of Rs. 1, 25,000 in second year and onwards.

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Is this card valid internationally?

Yes, the Kotak Silk Inspire Platinum Credit Card is valid internationally.

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Do I enjoy any interest free period on retail?

Yes, you enjoy an interest free period on retail transactions of up to 48 days.

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Do I enjoy any interest free period on cash?

The interest free period is limited only to the retail transactions & does not include cash transactions. The interest starts accruing from the date of cash withdrawal.

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