Aadhar Card Loan
Meet your financial needs with Kotak Mahindra Bank’s Aadhar Card Personal Loan, that too,
with minimal documentation.
Using Kotak Mahindra Bank’s Personal Loan EMI Calculator, you can calculate the monthly EMIs with ease. Enter the following details to know your EMI:
Interest Rate
Kotak Mahindra Bank provides personal loan starting Rs. 25,000. Fill in the online application form and submit your Aadhar Card copy as the main KYC document to avail of an Aadhar Card Personal Loan.
Yes, when applying at Kotak, you can avail of an Instant Loan on Aadhar Card Personal Loan of Rs. 50,000. Kotak Mahindra Bank provides personal loans from Rs. 25,000 to Rs. 40 lakhs to eligible borrowers.
No, having a co-applicant to avail of a Personal Loan on Aadhar Card is not mandatory, however, it may improve the chances of loan approval.
Yes. You can get a personal loan overdraft using an Aadhar Card. With this facility you can withdraw and repay an amount anytime, as per your eligibility.
Simple steps to avail of a personal loan on Aadhar Card:
- Visit Kotak Mahindra Bank website
- Navigate to Personal Loans
- Click on Apply Now
- Fill the Application Form
- Finally, submit it
Kotak executives will then contact you for further procedure.
Yes, you can apply for a Personal Loan on Aadhar Card without a PAN Card. Your Aadhar Card will suffice as an ID Proof instead of a PAN Card.
Kotak Mahindra Bank charges a processing fee of 2.5% of the loan amount, plus GST and statutory charges on an Aadhar Card Personal Loan.
To know more, visit our personal loan charges page.
With your Aadhar Card as a primary KYC document, you can apply for personal loan amount that ranges between Rs. 25,000 and Rs 40 lakhs.