Aadhar Card Loan
Meet your financial needs with Kotak Mahindra Bank’s Aadhar Card Personal Loan, that too,
with minimal documentation.

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Meet your financial needs with Kotak Mahindra Bank’s Aadhar Card Personal Loan, that too,
with minimal documentation.
The Aadhar Card Loan is a minimum documentation loan. Applicants need to provide the Aadhar Card as their main KYC document when availing of an Aadhar Loan. The biometrics allow the lender to pace up the verification process, consequently the loan approval is also quick. For your planned or unplanned financial needs, Kotak Mahindra Bank provides an Aadhar Loan online as well.
Apply for Kotak Mahindra Bank’s Personal Loan on Aadhar Card with these easy steps:
A Kotak Bank executive will contact you if your Aadhar Card Loan application is approved.
Avail a Personal Loan on Aadhar Card from Kotak Mahindra Bank at an attractive interest rate.
To get an Adhar Loan, applicants must fulfill the following personal loan eligibility criteria:
Employment | MNC/Public Limited Company/Private Limited Company |
---|---|
Age | 21-60 years |
Monthly Income | Corp Salary: Rs 25,000 Non-corp Salary: Rs 30,000 Kotak Bank Employee: Rs 20,000 |
Educational Qualification | Graduate |
Work Experience | 1 year |
Kotak Bank’s Aadhar Loan is an instant loan on Aadhar Card. Other benefits of Aadhar Loan include:
No need for mortgage
Loan amount from Rs 25,000 to Rs 40 lakhs
Loan tenure ranging 12 to 60 months
Starting 10.75% per annum
For Aadhar Card Loan, apply now!
With your Aadhar Card as a primary KYC document, you can apply for personal loan amount that ranges between Rs. 25,000 and Rs 40 lakhs.
Documents required for personal loan on aadhar card are:
You need to submit your Aadhar Card as the main KYC document when applying for a small loan, which is then used for verification, pacing up the entire approval process.
With Kotak Mahindra Bank’s instant in-principle approvals in 3 seconds, you can immediately get an Adhar Card loan. Convenient, online loan processes at Kotak Mahindra Bank make this possible.
Using Kotak Mahindra Bank’s Personal Loan EMI Calculator, you can calculate the monthly EMIs with ease. Enter the following details to know your EMI:
Interest Rate
Kotak Mahindra Bank provides personal loan starting Rs. 25,000. Fill in the online application form and submit your Aadhar Card copy as the main KYC document to avail of an Aadhar Card Personal Loan.
Yes, when applying at Kotak, you can avail of an Instant Loan on Aadhar Card Personal Loan of Rs. 50,000. Kotak Mahindra Bank provides personal loans from Rs. 25,000 to Rs. 40 lakhs to eligible borrowers.
No, having a co-applicant to avail of a Personal Loan on Aadhar Card is not mandatory, however, it may improve the chances of loan approval.
Yes. You can get a personal loan overdraft using an Aadhar Card. With this facility you can withdraw and repay an amount anytime, as per your eligibility.
Simple steps to avail of a personal loan on Aadhar Card:
- Visit Kotak Mahindra Bank website
- Navigate to Personal Loans
- Click on Apply Now
- Fill the Application Form
- Finally, submit it
Kotak executives will then contact you for further procedure.
Yes, you can apply for a Personal Loan on Aadhar Card without a PAN Card. Your Aadhar Card will suffice as an ID Proof instead of a PAN Card.
Kotak Mahindra Bank charges a processing fee of 2.5% of the loan amount, plus GST and statutory charges on an Aadhar Card Personal Loan.
To know more, visit our personal loan charges page.
Kotak Mahindra Bank has the lowest fees and charges for its personal loans. I got a very good deal on the loan that I availed of.
Reviewed on 03/23/2022
The interest charged by Kotak Bank is very competitive. The bank allowed me to avail of an affordable personal loan, quite easily.
Reviewed on 03/23/2022
Kotak Bank informed me about all the fees and charges associated with its personal loan. I got the loan with full transparency and at the best rates.