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For Kotak Bank Customers
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Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Documents required for personal loan:
- Identity: PAN/Passport/Aadhaar/Voter’s ID Card/Driving License
- Residence: Passport/Utility Bills/Leave and License Agreement
- Income: Last 3 months’ Bank Statements/Salary Slips
Small loan eligibility for students:
- Must be Indian citizens
- No age restriction
- Minors to apply with a co-applicant above 21 years of age
- Enrolment for eligible courses only
Kotak Mahindra Bank provides Small Loan Finance to applicants with a credit score of 700 and above. A higher credit score solidifies your chances of getting the small personal loan.
Minimum income requirement to avail a small loan from Kotak Mahindra Bank is:
Corp Salary Borrowers: Rs. 25,000
Non-corp Salary Borrowers: Rs. 30,000
Kotak Employees: Rs. 20,000
Calculate your EMIs using Kotak’s Personal Loan EMI Calculator. Enter the following details:
- Loan Amount
- Loan Tenure
- Preferred Interest Rate
The calculator displays monthly EMIs, interest and total amount payable.
Kotak Mahindra Bank’s convenient processes are fast and help you to get an in-principle approval in as less as 3 seconds. Disbursement is also quick if your documentation is appropriate.
