Features

Corporate Gold Card

The Kotak Corporate Gold Card is specifically designed for Corporates to help them manage their expenses better. This is done by providing them with a consolidated monthly statement, and the opportunity to clear any dues with one consolidated payment.

Higher reward point earnings

Redeem reward points easily by calling the customer service desk

Get fuel surcharge waiver across all petrol pumps in India

Monitor spending patterns of employees

International Credit Card

EASY REDEMPTION
- Points can be redeemed every quarter
- Cash rebate will be given through demand draft
FUEL SURCHARGE WAIVER
- Waiver given between Rs. 500 to Rs. 3000
- Maximum waiver of Rs. 3500 in a calendar year
EASE TO EMPLOYEES
- No worries of late payment fees, dues to be paid
- Spend on corporate card and your corporate will pay for you
POWER TO COMPANY
- Increased control over spends
- Opportunities for savings and budgeting
- Reduced company costs
UNIVERSAL ACCEPTABILITY
- Reaches to 10 million merchants across the globe
- Digital currency to consumers, businesses, banks and government
INTEREST FREE FUNDS
- Interest Free utilization of funds
- Up to 48 days interest free credit period
- Just like overdraft facility on credit cards
DECIDE YOUR OWN LIMIT
- One company limit is assigned to the corporate
- Under this corporate card decide the limit for the employees
- It can vary from hierarchy, designation or by employee’s will
EASE OF EXPENSE
- Swipe Kotak Corporate Card at various business related spend opportunities
- Exhibitions & Conferences, Business & Executive meetings, Sales Meet, receptions and reunions, association meetings.
CONSOLIDATED PAYMENT
- Only one payment for all the employee cards under the company
- No individual payment to be done by employee
- Employer has the power of payment
EMAIL STATEMENT
- Monthly employee statements are sent for the reference
- Email statements are sent to save our environment
EXPENSE MANAGEMENT
- Vendor-wise tracking on the spends done by the employees
- Budget your expenses according to the spends done on corporate cards
- Statistical data provided for analysis on the expenses
- Analyze the amount spent by each employee
- Data can be retrieved to see which employee has spent where and how much
HASSLE-FREE SPENDS
- Eliminate cash advances as company pays off employees’ spends
- Hassle free spending without carrying forex
- No records to be maintained by the employees viz. vouchers, travel tickets etc.
DEDICATED SERVICE MANAGER
- PERSONALIZED service to all the corporate card members
- Quick information on card details, card limits, card lost/stolen
PROGRAM ADMINISTRATOR
- Program Admin acts as middle man between Kotak and Company
- Any queries related to your payment due date, total due, damaged card, lost card can be done through single contact
REAL TIME ALERTS
- Feel safe and secure with free SMS alerts on all transactions
- Free Email alert on all transactions
FREE CARD REPLACEMENT
- Call and replace your corporate card in case damaged, lost/stolen
- No extra charge for replacing
- Free replacement done anytime
TERMS & CONDITIONS
- For Most Important Terms & Conditions (MITC) and Card Holders Agreement - Click here

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Frequently Asked Questions

What is a Credit Card?

A credit card is a transactional card that enables the holder to make purchases of goods and services or withdraw advance cash on credit.

Banks and financial institutions issue it to bring the convenience of payment. Credit cards act as a microloan tool where the individual makes purchases under the condition of paying off the same within a specific time period. There are no interest payouts if the due amount is paid within a specific time (interest-free period). The issuer pre-sets a custom borrowing limit, determining the maximum amount of credit a user can spend from a credit card. Credit cards allow users to save big through discounts and deals, making them popular.

Why is a Credit Card Important?

Credit cards are a convenient tool for managing your short-term financing needs. A credit card lets you borrow certain money and repay it later in instalments.

Interest is charged only if the credit amount is not repaid within the grace period, which ranges between 20 to 60 days. Besides allowing you to borrow funds conveniently, credit cards also offer a host of benefits such as reward points, cashback, frequent flyer miles, credit scores, etc. A credit card is certainly a must-have item in your wallet.

How to Apply for a Credit Card?

Credit cards in India have become a popular payment method. More than half the population owns instant-approval credit cards. To get a credit card, apply online using the following steps:

● Visit Kotak Mahindra Bank’s website

● Check your credit card eligibility

● Fill out the online application form and submit it

● Track your application status online

Why Should you apply for a Kotak Bank Credit Card?

At Kotak Mahindra Bank, it is easy to understand how to apply for a credit card.

We understand that each buyer has different needs, so we offer as many kinds of credit cards in India as you can. We have categorized our credit card rewards to suit your preferences, such as entertainment, shopping, dining, travel and lounge access. Depending on your purchase inclinations, you can choose a credit card that earns you extra points on the things that matter the most. So go ahead, explore and compare our wide assortment of credit cards to find the perfect match. Once you find the right credit card, you can earn as you spend!

Am I eligible for a Credit Card?

Here are the eligibility criteria for a credit card:

● For the Royale Signature Credit card, League Platinum Credit card, Delight Platinum Credit card, Essentia Platinum Credit card, PVR Platinum Credit card, PVR Gold Credit card, and Urbane Gold Credit card primary applicant must be in the age bracket of 21 – 65 years.

● For 811 Dream different Credit card, NRI Royale Signature Credit card, the primary applicant should be in the age bracket of 18 years to 75 years.

● Must be an Indian resident

● Must be a salaried employee or self-employed (With income proof)

● Must meet the income requirement set by the bank

● Must be a resident of the serviceable locations within India

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