BHIM UPI
BHIM UPI
Discover a quicker and easier way to send/receive money
without entering your bank account details
without entering your bank account details

BHIM UPI allows you to send/receive money using unique identifiers called 'Virtual Payment Addresses (VPAs)/UPI ID' for e.g. [email protected] . There is no need to carry your Debit or Credit Cards or remember details like bank account numbers or IFSC codes. No hassle of adding a beneficiary before transferring money to another person's UPI ID.
Create your Virtual Payment Address (VPA)
Link all your bank accounts
(part of UPI)
Collect Money
Balance enquiry
Set/Reset UPI PIN
Check transaction status
Raise a query
In addition to above, we have partnered with the following TPAP(Third party App provider) to offer UPI services to customers:
Roles and Responsibilities of NPCI, PSP and TPAP.
Kotak Customer – Download ‘Kotak Mobile Banking’ App and start using UPI
Transactions using BHIM UPI are instant and are completed within seconds.
The Virtual Payment Address (VPA) is a unique identifier assigned to your bank account by any of the UPI apps. The VPA has a format of [email protected] in Kotak Mobile Banking App.
Money transfers using UPI can be made 24x7 instantly which means it can be done on holidays as well and are not dependent on banking hours.