BHIM UPI
BHIM UPI
Discover a quicker and easier way to send/receive money
without entering your bank account details
without entering your bank account details

Transactions using BHIM UPI are instant and are completed within seconds.
The Virtual Payment Address (VPA) is a unique identifier assigned to your bank account by any of the UPI apps. The VPA has a format of [email protected] in Kotak Mobile Banking App.
Money transfers using UPI can be made 24x7 instantly which means it can be done on holidays as well and are not dependent on banking hours.
You can send money to:
The advantages of BHIM UPI are:
Transactions could fail due to multiple reasons at the sender or the beneficiary side. Some of the reasons could be:
Once the transaction is successful, the money will be deducted from your account immediately and this change will be visible in your account balance. If the change is not visible, you can check the status of the transaction in the Transaction History section of the app.
You can view your transaction history by clicking in the "Transaction History" section of the app . You can access the section by going to "My Kotak" or "Banking" > BHIM UPI > Transaction History. You can select the date range for the history required and all the transactions within that range would be displayed on the app.