BHIM UPI
BHIM UPI
Discover a quicker and easier way to send/receive money
without entering your bank account details
without entering your bank account details

* In case of existing VPAs, it will be displayed automatically.
To Send Money to a VPA/ UPI ID:
To Send Money to a Bank Account
Money request will be sent to the specified VPA and the receiver will have to approve the request to complete the payment
You can check the money requests pending on you as well as those initiated by you in the 'Pending Money requests'.
Look for the Bharat QR/UPI QR code at the billing counter
** Scan & Pay through QR code at selected in-store outlets
*** UPI checkout feature is only available on select merchant apps
Transactions using BHIM UPI are instant and are completed within seconds.
The Virtual Payment Address (VPA) is a unique identifier assigned to your bank account by any of the UPI apps. The VPA has a format of [email protected] in Kotak Mobile Banking App.
Money transfers using UPI can be made 24x7 instantly which means it can be done on holidays as well and are not dependent on banking hours.