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  1. Home
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  3. Accounts & Deposits
  4. Deposits
  5. NRO Fixed Deposit
  6. Fees & Charges

NRO Fixed Deposit

Save and earn more even when you are overseas

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nro-fixed-deposits
  • Features
  • Eligibility
  • Documentation
  • Interest Rate
  • Fees and Charges

 

The Premature withdrawal of Retail Fixed Deposit is permissible. However, the interest will be paid at the rate prevailing on the date of deposit for the tenure the deposit remained with the bank or at the contracted rate, whichever is lower.

Further, the Bank will levy a penal charge from time to time for such premature withdrawals as prescribed below for Fixed Deposits booked/ renewed on or after 1st November, 2012.

Tenure of Fixed Deposit
Penalty 
Less than 181 days
Nil
181 days and above
0.50%

 

Interest on Fixed Deposit will be compounded at quarterly rests in case of reinvestment deposits subject to keeping the deposits with the Bank for a minimum tenor of 181 days and above.

For Fixed Deposits with tenure below 181 days, interest will be calculated at maturity as Simple Interest.

 

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Reach Us

You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

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For assistance, call our Customer Contact Center at 1860-266-2666, or call +91-22-6600-6022 if overseas.

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Please write to us at nriservices@kotak.com
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About us

  • Our Businesses
  • Media Centre
  • Corporate Responsibility
  • Careers
  • DIFC Branch

Investor Relations

  • Financials
  • Governance
  • Investor Info

Customer Service

  • Important Information
  • Grievance Redressal
  • Banking Ombudsman
  • Download Forms
  • Service Requests
  • Track Application Status
  • Do not call

Aadhaar Services

  • Link your Aadhaar
  • Aadhaar Enrollment Center

Calculators & Tools

  • EMI Calculator
  • Goal Planner
  • Life Insurance Premium
  • Recurring Deposit
  • Retirement Calculator
  • Compare Credit Cards

Rates & fees

  • Interest Rates
  • Fees & Charges (GSFC)
  • Goods & Services Tax (GST)

Digital Banking

  • Ways to Bank
  • Insta Services
  • Business & Fintech

Self Help

  • Help Center
  • Chat with Keya

Financial Inclusion

About Merger

Erstwhile ING Vysya

  • Savings Account
  • Current Account
  • Debit Card
  • Loan
  • Institutional Accounts

Others

  • Credit Card T&C
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  • IFSC Banking Unit
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